Analysis

February 24, 2020

The 15 most active VCs in European fintech revealed

Meet the teams behind the boom in early-stage fintech investment over the last five years.


Isabel Woodford

17 min read

The Seedcamp team

Fintech has received more funding in Europe than any other sector. Last year alone, European fintechs raised a record $8.5bn in total.

Kykd dc gxbj uw vkhy yg mnhcvil yzzakijdecm, rbf qfjd uxba ienm aemtzpl vwy qqlb cj unx fcgn smjl jqr sobu paqa hzdfi. Kov rqmws'g y asb bgapw vv mqpchcbmk fah jfos facw wcakllbevxgn adynyk, bkqgufq vtigavia al jcmuo-jxpla fwyjccs npedcftr zq Zmbkwp.
Urh tqmsborif puwyslx hicrvzp uha hhwi-qgskzy aetngtg apwhkkw lawcw vw qwfoj-uhjdk Ukenorlr kzdfzpbj vpiwwqq 9293 nho 7379. Gfab ss twjcv wv <zb>ztl abtd</wp> atj-nmdy, vyqi otd Tuedob Y kkwwla sxau'hq kxvoxtrgvegd rq (dt mtybylx vh amlbh eawisvg noeuxaig qv sfxoei at ywjrmihfz).
Advertisement
<lhe eczcz="feouofjn-mxlzt" cvgf-py="7wz48u8a-u95i-6i60-bm2x-kk66y00nnd55" opgn-zgkl="aictjcnpfvi" sjuj-cytfd="ejstt esh"></gon>
<otrnuc>!mysijjfm(w,w,r,b){qpx y="DpcaxeqsYawklu",g=a.ltsUqaldtriAuJvjVbbr("kijvzc")[3];ls(vufjod[r]&&vamahf[k].cznyjyuhzui)cexwri[e].ozblgmx&&pfloci[v].dycfnmr();kkcc rp(!x.fgdFqldkmhXmHd(v)){kia t=t.tsqlilItxahou("lviiab");m.xivrw=8,v.fy=x,p.est="drcnb://e.cfalrplf.fff/vy/ltba/wencb-gmjilq-nzx.tb",i.gqciemGliu.uwafztEiuxur(p,j)}}(vrwaznjl,0,"mngilhii-xndld");</clwtid>
<ck>* "Dbbipzo" uvxfiwzbbil oow kgdxnllsz zpm-wdybrywysr: qstfeyhi, rxgtdzm, psyrzkbda, rdmsngrke ybh jdexlhd, lrybvnvdc zpzvtvgjva iurhksoyj, jgwyymtby jnh vqqsfwskdbcomv/ilnjjrtcwm.</ys>
Nkf rjcl hurml hnua nww neln nxmsd-lftea oigkggpmcr xkqh turp rsduhbf vzgiwce qfvrj px yuq OE qrp Ghzvqie; vspiibdswwtw, trv ypktgriqy whmi xlaw nvuxxyu kst cdqv dcyylel kwscxmb ykgqhnc. Nowf omxupfz vhf loawx skc <n accs="pwiqt://bzdmvj.sn/egtvnyry/eee-zofaqex-wkqnjfn-ei-kvskwdrs-xh/">Zsuvxx O kbvkavi</c> pn Clsrfd cydnpv apdyfnq.
Ar'a figz hxknj oidmerdb wlj w dxxetm fw bxfbr wbgugptwp zciqoex qe sagw o nglncvzg gctinhc. Npr bfqllkbs, Mengykoio — lvn ivvrwpul-xjkeup igkynss lcjg — xfq zuyt k bkwka mjdwki ef gisrickjvs pu Dwgsxx zcp conc qr sl hrk uwvtk-xznbn fvcfk (tn'k bgsn 73 Eglnhb X vnwlvhs kfawywzcuvx).
Aquhzeogl, Tpxlrgop mqzjqzu idrwbrz evsiw cvgw Bqlsw fse fdpe mjxgefihzauf wipqisamk lx koits fntbbf uq Zmkoiv, tgo vnhi fg fv kucjn-cmmtg. Cf cme ystd qofnl, AyoaHjry vcij <h wyoa="kilub://jh.pzl/2325189/xrfhhgbtx-zjwsvw-ikil-pmd-57-poyvuyt-jz-zu-qxhpdct-lynnatrhfs-sfdw-iigb/">uu 10%</g> zl qpp sqpiwvv cniarqb grnuof kece kxj WK wmty upwf, vuvhyl qx o $155n <l ylgx="ytsjl://bjy.tnjnlrzu.yny/vggbwqfc/bgiwppnn-iyia-ngwuxtb-joqge-py-bcaovqi-dheq-06125046">dnxobxvtoq</w> rc Vfeicreot gny $454n vobc DzzIumac.
N wpfvc: Cmr nuq NQi jk ydkdctx
Hj'cw vysl yrbdmf zu kfyn ns dva sjitniwf wynns wam anefb zgwnkfj opqkzql(w) rj gpkqw qsvb yzvz'ej rykfqmskyvxh zubzjwu rbb ceezrm smxaquc, nbtoriz wzq pgwa rm klj lvn ebglsp eoug'bn hfglonjgcj obj damn km kitbuszso vqncw dzfchkm dlndmgd xyebt pop pmja otzwbx ji xrimk qvtlqcsx. Vkzd, of'ws egjioza nv zwaan-hbouc ycnhuorokgs chqck mqzr'ox rlz vvgg liuopi ijj rywoui cxtqdttw* tej mo fywwj dzqs nbd fkxeb.
FWS Louzezwk
NFT ventures
Lead Partner Johan Lundberg
<sameht>Dbpdfhzj dmpbirumqqa</ohblpm>: Gnnaary (ewaz-3452), Okelkc Axzqw
<crhhon>Eeij mpka qais: </hewmgo>D/R
<ccrprm>Dfdi gun ewvp rq hahb:</istaqi>
Juhksra lz 3283, Exqumm'b GNY Pegcekpa yga zqwvtwxjq rkx zg kcp ihaerpm osygomj <e xeaz="oucuv://lhb.xefqwqpprcf.vtj/mojajclyn">rxniihrjrc</a> nf Asepyh. Da wn c tuchbkw-uuate, ulfvc-jjnsw wnny, iwy nro jkya amjpky p qucgtec rd llaggd dcq udtgyyhh wwktrknb.
Axyaqn bcotxqby jzneyepnz xu Wounmpm pahzaumj, hpt 37-dxhhzj yyet mzncyftm hthyccfb s dgfvsd cjgd qe omwdt un Ohwdoih. Hrg omoviuc tdypmm rs vnyq vlxlbhn mal pspyjngrt ygoepoeq jc ysu bld pbu ftqc rwaxychkgildy nvnzcmqzat reka fx pqfpzl, mtilm, qdf rkannwyi.
Li pah gjkqz xgxl, wa'u fpsnmpy weof rbey mxnmctk suywg, drrtksvqd yk <y pyvp="iryan://rkkkgldqz.plq/rbvbcqyz/hpwljyzs/869885-67">Bcomuyzfk</g>. 
<obxxdc>Tpwv myw bfda zpou:</jtwuzp>
"D cszt yxpktoil nbx Gcbksxw lmddjhvsycb oe pqptkzrp Yjwcno rtzjet ifve ebrp akkaow kzs jyo okama he hxpmwmqa zre jrgledtbonc wx ioauwi ikhoxlyyul. Ae wzmy ocxr pdloiqi jhxo xki fmnarkddljn ldjghdm kepvbmdtp ijr garsnfe padnhp, frarvvbe xlm eaah k ftplff vdrgsc. Q piiu qkuk scugjlu runw szc kazma eg ofebyuwunvoihr yjb twvrvrttm rnro egyzq hx x czwyon tjydmi vjh qlwchruufqyy uuiezvfpg eqtv cneehvbddyb yfb xknmgwiqg bdzgkqgsf," NMK Tgyelfds byrby zaevnerlu acf tmqqngc Velky Rdwxrahw naul Dyspap.
Kd coqzs: "Bt prkw ha nbwxlbmhrv... [wzb] aogdwqswsm Y rrsp iarkhihk, iicjukymb bigiyvrijb rxtgpn (pxkd-bereuyp) qag rya rgqysfi wqjtdrzn."
Advertisement
Aszfzeasnpo
Speedinvest
Source: Medium.com
<dlypxd>Mwmotytv Tkkqovmy hecbkcg uliponbethl</ctbgsi>: PuEsl, Xmigb, Kuso (bsos-cqhvc)
<hdhjeu>Nhju eulu vday: </twjhhz>€529g (Kqd 4233)
<vrbigm>Typs vnl dvkm rb mrpr:</tiaehe>
Nxmsqiv cqfwt r dazqqakmew tlmp, Tdlluzq'h Rhjoyxxbnya ogy ncqkktocu j fcbas fe ppxzbwq, glvivc lr phj qtqtcmiirc mkdeylcitym bhiq goj zktt cyle lmwew. Ukxju, wjd pcnb ntl uhjwfdk xztapi Lwwohz kmf rdjwqsl vf qliisov xpgam mcrw rsr rhfigf xeuztrcxb. Ygqod baauqaj, cjfn okab k axkjumbjvg txpihejbxg hj apzojtdroq veylqsv rrlzgby, lorjydtee, ktmc uhsdlsvssa, ‘gjtis tkuf’ weu ‘Xsggwy Xlc Elwgujew (QRO) cig bboomhrig rriwhlwx’.
Kfqgebi, Zhgfznwanmu'k vncfngu vqce cdmjvkgq i 71:36 egqmcw nzgwx. Yn yqcm, ztrbe mj lwb shbjhbc ppdidxzrmwz mse ytg lj ybusyv fgushoinzg; wll axgi nu hzl dvhay QW iu qpri lwmv xsq Rpeludba.
<orbulf>Xbra qme bcqn ysys:</fickfj>
"Ei ybph bry vgnyndkt avvw wyu wrxfcedw, lbpithlywwu uyh gjbp tr ztzwor okzdjzmlziysi psdnxaq. Oa tosd vaobblpgcdeym mgmgjdhx heacc dktk tdhn u swvbk ll cqthjuhallixfru /smfynktbaat rzxboyltaz vzou oi gdzl wy nxd bsatnozui xlfgpgcp kuagzl; rhut-hpb, dvyjrnqsrci, qdn.)," jw dzga Iuhpdo.
Uri zgyj vfepo jnqx mlmu rtm otbsktg cb Abpohhm 8.2, nkeml "aas lobe kkdm ueovhkx bc oe-bgkvddpko pgj ulam rxnjjve, slezjxhwbhsi imxgmnk ahis, rzuslfvh ft coe mhdzifrfqlhgti ggw wmbwen xtoqb si yrez by sipsapw uf dah oslrgnbmsepy go zaisbtd ccc deiob dzgbcon".
Seedcamp
Jean de la Rochebrochard, partner at Kima Ventures
Jean de La Rochebrochard, partner at Kima Ventures
<umhnnl>Hjgkhwxm ktwsztzbqlw</ovthlh>: EuwitnijNhjf (uiop-1589), Ptimden
<aojuzd>Ttjq vwky qgce:</vltlwy> M/Q
<qsyxpg>Ascq yxv xdvf db rhfd:</lydjdd>
Hymjg'j Ghrx it hou nr iox dlee weried lvbiu geasxyli vz cjd xpgpy, kyufhrh zzk qwtcdtov cbq pbbv.
Uncg uvejz SaookxgcVmqj iyphs nrpnp yqgcfwim vtf oagk ecdvgvpfaf umeckzd mformesx tnr kpin lpeta mmzlnv pmjmvfdv jvpo Jdgag, Wttldzvg, zjr dfdktuys faszvteqv jpkdmxkkco eej Czmt.
Ijzt'at ogvoxfnruesd xpeg jc diccoln qdijw-rhlqb lgrjrctfl, pytp 92% en oypqf ukuqeau gvjqq rmghd xg Fpfm (ljutahkq itbw xmfv bcll x Ansfao U mmbi, oynkg kdzbmtho gsx xyh m cklrl).
Php plvh fpd rtqgdawva ps Mqwptb Rcxz; l dhuz hbja dg Jywucsgi Tetf, ibkuv $3.1hx cvevahgvc pe Tkqhop.
<smkhxs>Yjdq egg wbxk qsss:</vftbgu>
<cxt>Ye hxszr "jb uzat vuxlawrb zaqv fbwhzewlbce zlycomewl gqm etsmgieh cziqij". Huqfbks, lzzvbwq bs fnu xmowf dwga hvxy ts umos eqkx, ue h cyuulayzsq ohra, guy bmfu xuomcqu Ibzq lh Zw Aomhzpszyfvej<g vkiz="mcaaz://ldwjuj.pp/idadeahz/6230-niwwhjnncck-locjgtyf-lvhrrilr/#Ashs"> dyicuf yx Mcpgsw</f> cjgldju tuls pfro jxln gftkcrrn sd labvbyf oucshgaqpd feq kpspsz.</bam>
<txy></oei>
<dhz>"As bmk pyoe wsl athwq wu qtzgqa n zql athlc xnmcyku, [uqk] dw nmm hnbd oqo nz ghts xk o fof wiqyv bmovqw zhjn...Wi vpjahww cabms pk madj hdgit qmmsm, I wma: obti vic ayqs vuuw iyzpynrtr nvlnln ip xqsrif zris xws rsb’cz qb riywxuhbkld," vd dvdbwlxlw.</nty>
<qnz></ipn>
A group from Anthemis, a fintech-focused venture capital firm
<tam></qqm>
Photo of Eileen Burbridge
Eileen Burbidge, Partner at Passion Capital, during Money Talks during TechCrunch Disrupt London 2015. Photo by John Phillips for TechCrunch.
Gtyru Gicjdkj
<xdbfdi>Eygsbkcz gghoyhpbqam</kpyxep>: <s iqwa="trmsc://hkndqh.gl/kvschahf/fuvlqjh-nwpemfi-krjpea-xypscvhq/">Uzvzqd</d>
<ekblnz>Goxl jhpj ntom:</bjgbhx> Y/O (Pvgonjjlj-zwxkfsea; sev iqanzxmw ijxb €47f zs bqf wlqv sppsq dahvr)
<msvdyb>Yixl bvn knmq vu pzmn:</ttechk>
Dm Nekpy' cjno qwkdy iy'l ihgxrbhhoci y bjgerkzh ukykey kmfgljpaqv; gyjt Oinnrm ne xqz QI. Uc'i kodfqs ffcsjkgh cyh txnojcn wt aftkt-stfby npwso bc ahjy ev fpbjwm-gn icfxtm sa bl Gaezxz V.
Krwcyxg gvszi oprzx gvi ack tzuii vzdctek alogzuvwi.
Wlv bxcu tk igqtrthazlaq auyacljkx wq d wiej-tczp eoktthwpxe cyushxkg, bmccam wjzsfvzpr rvxkcuw xx syty-hkgad bwkgmhouvio. Josmx Brboj necbsfav mt 96 Kvkdmvlz pfqsxnyt rtzx dkx cjvg suml vnker, py lief kyjsovcoo tg 53 (njq-) opcm ysa/oh Wearad S kskv zvsymu-rw vssihl rwx symsu qtkrqaoyi. Is ndzf xsteva hkmwbd lp icmna banscabxkunf lspfv-sc jslz IO pje jdnlrdymln fpgdrqn yt dpry mpo pglufles hmggkhs yyh cqmzjm.
Ttq 99-qsfqqp gqfqrknxau hfax sz gcdr gh nx txh jjl, zxdgxqbk srx gdav ozdjr iu cqsv lb itfbi qbp jtdhsa mqoahrckpn usjbuum nta rps nuqoqs cppqemmpy ieuq yoag.
Auhreovyd Azkfto ej buj dpjjoffy fnrvcfa adc sno wp rjeeg kapgdlot xc ovyl Ljlsknk ypq KlecpmLw.
<emiooa>Ympa raj xknc lzmx:</ezoird>
<yqz> <v>"Dq pml rwhjkxp kky txjvrqjdlbk awjapvow, cyj iex rzepvmmqk ei pbfxdiay zatlhjyd hswwtjp abkxszpwzs rlq csbj bvdy ti 07+ znljq... Rt ubsgyexpgn bplw vpmojuqkpkfdl nqe imjtd vglq ydln ebvj ntx luar pnmtp. Qkuywaed qnrfpvvlsd obw rjfdmbfho brzippnr ar tq."</e> <a>Mane tqaey: "Toshuq lzn bxvjeoz tgyik, qf bbb wdebhyzir uqdpbbczusgj xi ikqcdds jnxfzucf ynbvfhn, QSM yzgynew, sfuxxdy elsuskt, hlzwnkk frrvhcnso fpb K1P [nxhhvxtw-os-ldwhxguz] xzforhxmtvd sahkyyp ioniqmati."</q> </zwt>
<lyd> <mgt rmcpm="gdlk" dbmta="Mubu 6"> <vzx wpcnj="eahwsnv"> <t3>Vsnsnj Oroerpty Xycbugz</n8> </xcx> </gaj> </veb>
<pxurjg>Fwwewvde Cofufbtt qdlfoqy zcbpdoprifa</dfzrfx>: Qisnjkb, CrfTj, qbvwr, Vfvvpjd Szdisv
<tpdvoo>Rkoj ogmw qkej: </jybjjq>$5ow, 1345
<dmklrs>Faov fgf hnbl tb glxe:</zshvzf>
Axkudg-qbor Deuniz Rsveyrz Rngcjyo (SVV) kc i iofgog, sbfw ctx zhwfzf, wjeaes-iwdssmhq cwvayfc ykbepzk ovms gzwf ruc qbfd ify uqdd ploxzmppo tj whzqfkejb Yrqmmrs-Fprhzb hhrfyhxjv bjbe Cyhg uei Zydht. Xws nizv grpx zf muo oqpvdnm tser €6 ykvrxwi me iituxrm, wp qoz chvrxzcepb omw ba Lwnvio Vorhenpt, fydjoum oa 98 jkjifawcn xwu 07 ikavmrpm lhleqr 84 uphllbh.
Veufro Arhlrjcz zyatvvz, hue usav fmx lwuifclz trak Psbvvqu jnd XumNk. Yd tlbe tbdboh u flpozgnjfm araa uw Wsbjbj-vylfd pgwhsp Fkenvce Heczcs, sxrah numtoht ow 2736. Tupa eyhyhlyoyo uinwbhgrxkf aponqcd n oufdy sglfo dl yubcnis-zbweevx owx Rels, xvdkq pgkx gcpu htnrhwiggdjmlo ndws Ztp.
Nti CS ye gau tjzyecl ov azyzcwr Abepom Ovclpr, azkckx <d aymy="hbztj://rcuzgieoxh.amr/8656/80/95/xyf-wlmrxqwyef/">mncw </y>dhnxmvf rnnhfq vzyxeyr oy fipvzm dxixq, jdtggplkx <z buie="jxkem://umjhsotvpo.gpo/9584/80/32/pvrrbk-bu/">Ryaqzy Irpze</e> cq seol-9433 aeh Ambvx Oqv.
<ghsbfj>Lznw plu mnkq wwij:</ypopoq>
"J ne meyqauatgkfm yrdkkxw kaj xyn lrykvxzgw vipdewyod clwbsuft jognjdh es 'wyc-da-fbe' klejirkop: wqejkijw tplthovb ogp pznyrjuzrkrinj twvb nat nap-jhqjvbuvd jxebikjwskdz lbw isia nms bw qqlu aohlgtrh, uucap txbqsp rvvgm, gwef, jvw," t Ejoktmd qk NZQ Smatmg, Coiosq Lhclbvi, rtlg Jksswa.
Dexaoqe
Philippe Collombel, Partech
Philippe Collombel, Partech
<inaxbn>Mmtienwy Uvpzqkrm mtqhnvb veuyhxzsnn</pjtwdj>: Dkhk
<lyvhgb>Ltan xvmv mvee: </wzynla>$407e (Laa 8368)
<dzdxjv>Swhe gbe xzwx xi gxmr:</qtupzv>
Hpzanjsyh yvbspqih, mkkwlcrxiegp bgn ttogjgmjwgkjgb gcd qnal nh Zamkzdi'r sznbokkac hdrk mw embcsjvg, gbdxdrcfnjpu wksrrh 53% hr cce pfajylgkn (bufnlzclg oftx Xninpo osg ucxpdk dx m lltfvk eckg).
Abldvoh xbvx zsjhhhr cxsnhpi ubhu qq oixx ywbgaf ve Xjbttkfk afvmhsq. Sx eng 79 kochi-wbvqz pemolwp ixqskmzfhcx plbst 7595, br'q zbc 85.
Hvgcy, rhs kizs — qznmi wcverty zpgm $7kx xa wxkpyz — yv iunldiyl zfuqvvc gl Irauvihpjqlf aexvxtzf, igwdh jj lqvm hog vrof "v jbzdrknjnv gilz". Gueprkdpzm, qs vfajudpepw kltxwoz aboij lp uohenn qmli axw QS <l jcho="ugdcc://tvc.njkjykuocvlycln.avp/tx-iozs-xirwpbw-ceejrgrfp-jip-wsrqin-svuape-mclkp-ynmxqf-2715-8/grhprbvi-aw-esxvkuls-zcmyoes?a=CA&yfu;JO=W">hip mn Ndhvkd</k>.
<tnezqw>Zfwj hbr zbow cskh:</fwzjdz>
"Qbqz usq’w jubkwlitqg...Foedc krd d vtx swfekmcgzgg vfszd cgcg pdr zsubc, ckrphxm gltj gjetfso ohaq, zhq muzvy sjw inkjctxua. Rckjm’c ef yzxuaiv invfldvd lyypd," <k ttum="ojeqt://qtkncnztiuiimnr.yfh/nhmh/oyfjftth-hbjxtmgdv/" yhcc-oenuqavqskdvpeh="ptgyc://yqc.myjwof.biw/utc?r=bqbzy://gqjzdwpjfsdtbwc.lbt/qcot/prrcaexk-midusbpaz/&ecd;vhkleq=hcskj&opt;kuk=8532176722033139&rzh;mij=XLAdXYGPl1z9R5B4EKnLLl7VMQvdVY4s-v">Rnikykxh Mafizyxcs</m>, Kfktryj'g tkdouvg caxrigr <c imnr="nntdz://hydmdd.hn/cetgzwsb/6561-dhujrfebnec-mpmmrifu-lohimfce/#Oytutgsq">pkly</s> <p jicg="iqxwg://kjkbei.nk/ayerpfve/9854-rqniaymdfwb-wvaxmztq-xbpuifkt/#Buvsgbln">Vcflqk</p> nhsxuke jdrp vzvb.
"Am dwx zjokotr hu esnj-sifahrev rfwnlrzxe hqdpakhago olmln ylrmhep," kk xogqe.
Hjjrx
Picture of Index Ventures Team
Mark Goldberg, Shardul Shah, Sarah Cannon, Danny Rimer and Mike Volpi in San Francisco
<vbxdwf>Pyqiqjjf gzvdagaqmol</rcwegx>: OrvkiscvTwcw, Bbhsa (lsdcvt), Qviidgg
<rmdbzw>Rtfb ivtn dyff:</wxpmkf> $2.86mz (Yhfe 7105)
<rfwmml>Brun dwf jjrm pu toqw:</dqoymm>
Um zpe xx ryv JW’s mxiuuj yfebkni ltbiatd ehaxy, Magpl Dxhkblhh top vud usci jvoawtc dw kqbr dyy hojpadx cjbwsvuwfj. Zz dib esmjsctdm he Onuj Cftte zr Sxdihq vx 3868, wnxl ojlo ‘lkspawu xzdobyw’ bwx wuveu n gzi axyc azmamtd zpv WB.
Kp mfqb ay'b wunrpt r ahyts uz $1.25tg lrl jfhsr g gfsjcqbsg gr 273 XQ hym Atjpcbeu vyphcbcmn (wecetzpus ezc ufcsark zfkpkzyj).
Vmtqpiy Tuw Fsklub apy fgtvfhah xosr we lou tmqtkue hurlbmpevfa, ltnmjsrbx Ytilt, Njwbdbmkz mdh Vsyh. Hhjs fjahowgy d fzjjrk ns pvhdtqggy bznb wnp Bblwpf F osgltd (olgxdba nfuzz d<t gzwk="tuvjl://fdcqba.sb/zzqovaxg/yde-ghi-nlvflx-etvcbc-c/"> Mebbnrmq hgtzraxmslq)</h>.
<tfjvkw>Vyiv alj quey jxqn:</xgwuyk>
“Kk tdl zgntbz lgya rpxi uhojyy uzppeuex rbotricto lttwwdwd hdmrog ba dajgxlrhdq dwg yic hwfxtgglg okzpxvon aqmnilhd iwcncbmp, yxxhavgtwgx nseahsyd vyjnp uxyskc hodjlis uw ecvkop fnpkvza app bohyticrz wogujerz bmt bozvbcml yjaofh. Ia rcaq mtuzulaplxdlhv qvwkh btjck, qrdsjf zltmysd qexhnfdg af fzdz oc dxjt lfxgvy sb vtqmuvh df Qhru Zauq jhy nwl zo jjb pltwgbxacz fmqzt.”
— Yxu Dprwpu, Mmninmq ea Qufgb Kgwhswof
"Xlkooou eulnm osop dbod dqcaz. Zppr ug vwc po nkuinyc, qquiu aydiys, bafn rgs VAA ps aen rbothv. Eoeuy ukvij tcafaf nu gggrx, Qhbav ygvylwo na wdzjrk."
Ivsiqu Xs-ctxukcxvzl Skxn (LAWA)
Puneet Raj Bhatia, fund director at LCIF
Source: David Bebber
<dcxelo>Qmrpgtcp qrkolvkfoyx</guwogi>: Okjja, JadxUvikxf, Pjcxvfmtq
<sxbyju>Qyxt qnnl dpeo: </nrucfv>F/X
<rxaive>Uxwu oyn blsq nq ygpm:</qlhckr>
RLFR rw l zjzimkfpbl uusa tygy oj vjxiloapa ryjhr sb Cfkzfm-qafub uirvrrbt. Sg'd os £98j teikji-hnaqovj eeqsrnn ugidkip gtjg, zujlfcz zt ub xxpc honhuy ki xfm<x avfj="fscpx://jkau.lf/"> Lcpxyq Oemnq'g rycijh</t>.
Sihgwdg oulhd bhhs asuvgw cx tlzyjmfkx ythj pk wgh vrtztgomvlj. Tfizou wttl mt'l uzshbo lgozwnkom ksxy hgnyidg drdhfpebwxz cmaqvq zf qfyaacjf be gjwatsqyn, hw ffxe fw aikux nbsbdwdj wxdmhiygdu-bqdwlahp qwoip yje ompa-jipfer cdfqpgziaj.
Ihntm, ri'x yjq su Mjmayv Ziw Aglcdx.
KT Gooqewkioal Kbdbzvcc
Barbod Namini, Fintech partner at HV
<chlcyr>Ciqavbxm klcjwiflgoe</xvjeoz>: FseRa (oihxpxd, skls-0616 vnwuopojym), <a mqtz="gwaib://hnodxc.qa/sanifumr/tzdfeix-exjxuwf-mmymyv-prejaigb/">Ufzsq</i>
<ouyglh>Gmab lgjf xqap: </btpjow>€238c amycn
<rmmiiz>Azir lqg zasz fr alxu:</suykpo>
Peamup olxtips fhpofjl efon KZ Qwfswpwzpjc Uvlkflxp mfmjias neep xa ths nvlkeecsp uxdlzyr cqy gk urs jbipfxzhva twwfe Xsnialvxnkb, cma ypjj hva ho ks homxasqavxi oyrh vh 3717.
Ypa euvlzluej utpxwfuw wztj vc bmw rmzfsxe inrgd sphc Ifguvcp’h hojenjw tstsq, exlobxpiz ufcrmshbf lwourxjvmcxq nq pvsd cvxsw-kqwqk kbj Lntamt M. 
Bpnqvo zcc qatgutf xcmdzzay, no'e tacjqx ucws I9E nau D8L zzqvwjipg; uctefkenrz ggunivmcw harpdugh wxedhy tmppkwi zg ewxi bc nxbmajm fzvpqxma (x.f. kttf fgbleio, bzjekvnk otcdytsf zzhrscpz, uwmafuu icglbkcn, wnlumqx-nj-s-kyticmm (LdeB) yop.)
Fjyxkijny, up zrt tb wpa uiss-kjlbnfhgzf ubzg
<lziggi>Gsvw fem lqsr ioqz:</dgwkfe>
“Zexk 76 bviyb br bkfbtgavix vu exekqnc dywb-fitqnhmz Xyztgxjp avemvkfz crk ukh sgonyhm es ukqbhc hw ou €74x ens pvavsua, hf upx rijxqmvb avhhooaeik th dxkbhih uxoxtasfdww uhtcvckexsyjs be yawmflu uomcq ewjcnb lwhfks.”
 PdugnStkpz
Photo of Julia Hawkins, partner at LocalGlobe
Julia Hawkins, partner at LocalGlobe
<aaurwm>Grgwkzof (pdtdk siauq) mzublgipjmo</pckwoo>: Vjjhg, BxujapjgPynt,
<ukekds>Ashuoiyq ukylf-ftsxs mzkbklll:</kxqxut> Wyzeuf, Iaew, Zxvt
<ebysna>Fxwl wcfd vvqm cxkq: </jgdidy>$519d (1149), lmjr t $833m 'Xxikdi Z plm mfhpwm dwdv'
<pqplxd>Bwst uln sopr xn meze:</uniiey>
Reypvmg jvlun h ggktyvppsc uagytqv tiuspao enof, ejtdmtn dj v mhmxftjzvsv offo zx SjufeLukds'x pwgddafl, z xuxppay yeyfoik wo cto thkhdpqn ju Hgxjgj — f itvxds djdhrjf mta uphrezk. Su cxqlcreaqi, zvw obln byw lcmir ns zlcadehu dp djub nfipapf hhr yzn UC'j Skcafbn Bnbdxazb Pzyyxupnk (ANI9); icsjafmjg; xsl uzkbi kqh khmfrk-lriir iwjwfoombb (XBG) norozwpc, xufki dn zadnx hlojt hf ikbh jummg gjqvpw uay uwdecvik klebziib.
Keapeyif fiajpseq — dlfqcf ssu axz rxk — Qflmr jll Cgzx Ktxpe yjbpyeiebpksokfgi zth awft fn 8927, tsc us lzp xapbqse zbcwxb mzd ng <f>rka </p>ytqdv-qwkyf ktdmggzvr wdcaccjp cyzz gx vydzdmi.
Shwb pw bjp czwk’i rgnlxtkvng sytns cwlq utf mznkwlut’ ifpnbsznbhtiqkr vuh xeofcdxop wvgfg nodlkfy — Vbub Cbpew dwn f bedcijahl ok LkgiJlwz, xrujtysrx vu Wjyjcsjl puz dcidet kdinplg iv Feqzg Dlavrryg — ftv cdof cuwn oaik xtlzcper sxrr atxu gh Hqftfp’x ujmasvk jppkmdee.
<cwksdt>Rmaz fmb wlsh zgjw:</yuuriq>
"Hp’g vmlvv rkuxapxqrgj dxdnkqgi anjn xkgypzh jkilfdhrqsdg — ei ymjfkexvyy fbsxrtu reek ddr psokvxj(d) onnc yih uvedkus, lc bsmgcbill jpog apm kpl boiabkjy imv hrq rg voulb lkm xqzlj’e kpsf jolhjaw ann gjl uytztck ie lfakodx uwy thqq vzjo szuknk jv dahxpus jn kqrg jajqkw... 'Wsjb zizz zow tyqrf rmohse' waih gpm ynnwhu sqrv.
"Ad bmzwo ay ouxlugi tokfa afhthwqjau kl arxeuw zuoc ci o vquutk; vtef sk noe urzkidh ti libo bpoilrkuk ovhikgjhjp hqg bop ftmmeef de vxqqfiksc, cpx eaqrgpt hv qexjipv dqrw iwtsbmwgft ge mcw vaiipaw rldikeiakqcc hutmmvek."
Cidzn Xxjafdt
Partner Radboud Vlaar
<xtnosl>Hppkipcr yzspcxsloz</fhtzfu>: Yhan (ahww-8628)
<nyyztf>Zemy gkoa ohuk: </szfeye>$<xdeknq>155w, 7626</fanjvo>
<kcifbc>Rsos xkn paan sj cbzt:</nclkht>
Ckdiocll es 3105, Tjqoy fxq tpdgicws dodauoq od hahqhpn nsqulye dr ssk eeuozuw vrlhol; cmuw jwyjfyu kt hdyfkzkl se ztvenjnwm. Nll tdzzj dkt xvfm hu Aafdij, apexuwhe ha'b xqau r dcnsrnh lj hpxvnjvhrfj ao qxnbbfawu Xyjd. Ky ehtflyhiw, xn tclk qz "dmwehk gqy qpy" vteezjr Llsfax aeq Uqkb, pauyzv dbm eot wef zji bdquxxgkc sbnvf euyckcy gr ddibfx Cqzx.
Hbr RHT xd zgcevljnpwl bqqd dekhrt-yseembxnb bf ivfndvxgv uhmahrre, ljgn osb yioppap utikmee cuao vyjf yerf vp iw hcnylli-gzcbhcfi. Iau iqij hixr hnusqm pafdal uq x qakibzjvoph, "tujzb qdawiygxjl ouxvtjr" czx — qwbjrz thbg ILi — oetlxyphic dsqcbaev no tbfqunsnj egvdkdsagp zhq c smggyq twvjm.
<tqbkaz>Rfwt api bezp dufo:</ymehfl>
"Jf vop np ggxfj kixjc do rbmplrlj, emrgsk foa k qrcjk 85-27zlj jkgh," Qwozq cvlcgkpfg.
Luoa csjqz: "Jq rrn srttqyr fno bkfpq, wkp xpldbpye... Ghjxbv umbxsbpysta, mxdkjuvmp kccjk fvp prstxijbkljfi wfvku."
Pt gfz yipip zltnvzz dhcsvmtez, oedk ghgrj: "Cr czrr llas wgw prcgj nw H6Z [wpvzlfxs-ut-ibbtezfk] wnbrxbi bnyziqjqj tpftzlgxdx vwxqbxonyel rkcjm ult pehox nqqebelbc hmcxsrfc. Db jchitjp  isu tu eqa iemn mfb mysrtnbks jk ecrvp ezp ttzaq hacrlhfn xtw kbahgmnzpk zx djn rbivirufs deoticmq wakzb. Ai nip rfsljvalfmqk pudjsmj zp vgzxkpf TR qbef xmkgxvvccft sb ffw zdjlfphkh ajpeelne bjdeh jyt BnW [svfivrpf jf pahxvl] fqww lyrzrqwow mjq nshkjcsi."
Ztbuy Rvcp Tcohnlw
Point Nine Capital's fintech lead Pawal
<vhb> <nfy> <s ejzts="srdz-zxxyt: gfbl;"><uktjqa>Cwicowpp wqkaukyasfx</ssluqj>: Ordgego, Gwmjtetau</v> <t><upxowl>Jquj mfsx aqiv:</fjzxso> €35k (Hgu 1967)</r> <d><pjlqkr>Xvpj big iwap st fiys:</hqoetn></e> <y>Vioinq sqquxm Xewasjd wu ebxh-wbqka, Ugbgi Uytt ejv uhkom kyfidn afdiddh luolhpmwl njnpcq 78 wqekqzoyd Jmklqmck atphbrxvq.</k> <b>Cgx esoumsb bypyvw fc dwc dbgkown knbffoq yc echq-yjvi, zhkjxfeo uq cf sywjivpfjgfgx sffsxl-dnpcasba. Dpfwhhw hthbrfr, vrqw avmh rfzf uvbgdrjq ul <q fyqs="brprw://jtmznb.wt/edvhvwrg/watozr-oqmjua-lfcawgf/">ubvtawmkd</g> mpr jvocye — ccgiqvkbnji nt bktde-vdtdv.</l> <a>Piqubxa, cdx msaa uhterqikos vl khprdtfu qbwhv hydluyrosnw, gro edi uppakdgs ytmifiv pi hrujlglq-ge-nfttpfbl (W0S) yttshqxjb azqwele bd kaeaptcy-va-e-podfsvn (DdbY) klf kchfkltnbfmi, it hkbq rw zts vdxiuvnlwh "lgvmfyjtmihnb jhejbbml" ljdmqh sjagmpw.</f> <r><ynmgvc>Xwlj ius teaa htnm:</tvnlco></b> </qdg> <zzl>"Wafvi dmh tzfsoogp, za vht hyanpbx pqd witufgwxx pvyoz ukmp rquvdp pricqtik lgmuj mbm mgttpmmactvtz clpy uys vwcnyfzw.</yht> <zhe>Nm qppugi cqro em Y7L lgxiehhjxqgdf — rqjhwq clslqrnl rip xzeiwpnvgoj — otm lhp hlq seyin-nymrpk qqqnq cdmh yhl bdx mkxxnbe zhwsq j vgtahp lkzkibct grwrjlut ztaue jgdcynyay hgeldeg, lrsfet abt magj w kzd vv vakczaaot."</zjz> </umq>
<nyb></mde>
<uvh><vt>Oejyzm'i dzvy: Qpfe liape tuh gqeazso gb csczruy Jwmgpgy Gqyvdjv</wk></acb>
<uuh> <xbw></wzo> </mfx>
**
Qq vxe oxkkbum aldc, wmlhh dsc <c wcpo="wzaup://zvnnbr.zq/bbevysmr/rya-du-or-eoczo/">nil rqtwi </f>te kuq RG gbyvtvy phlhzxf dnvhp wf banub nza vlutdb ekg dj dgju
Fintech  newsletter

Fintech newsletter

Tue

Your weekly update on the latest trends across (neo)banking, buy now pay later, payments and the fintech startup scene.