# Fintech

The latest news and analysis on Europe’s fintech startups, including consumer finance, cryptocurrency, digital banks and payments.

Europe’s most active early-stage fintech investors have drastically cut dealmaking
Analysis
September 26, 2023
Europe’s most active early-stage fintech investors have drastically cut dealmaking
Europe’s early-stage fintech VCs have been much more cautious this year than last, as the deal slowdown weighs on the entire sector
Amy O'Brien
Selling SVB to HSBC was the wrong decision for UK startups, says OakNorth CEO
Interview
September 21, 2023
Selling SVB to HSBC was the wrong decision for UK startups, says OakNorth CEO
The CEO of one of Europe’s rare profitable unicorns says the bank is too big to support high growth companies as well as an OakNorth-SVB tie-up would have
Amy O'Brien
Revolut will miss annual accounts deadline for second year running
News
September 19, 2023
Revolut will miss annual accounts deadline for second year running
Neobank has been given three more months and must file by the end of the year
Amy O'Brien
As Klarna aspires to be a global bank, affiliate marketing is its cash cow
Analysis
September 19, 2023
As Klarna aspires to be a global bank, affiliate marketing is its cash cow
Affiliate marketing is rapidly becoming an important revenue stream in Klarna’s quest to become a global financial giant
Amy O'Brien and Mimi Billing
Data shows customer acquisition is getting tougher for Europe’s consumer fintechs
Analysis
September 13, 2023
Data shows customer acquisition is getting tougher for Europe’s consumer fintechs
New app downloads have plateaued for many of Europe’s wealthtechs and neobanks, as analysts predict a wave of consolidation
Amy O'Brien
Swan defies fintech funding slump with €37m Lakestar-led Series B
News
September 13, 2023
Swan defies fintech funding slump with €37m Lakestar-led Series B
With the fresh funding, Swan plans to double its headcount in the next two years
Amy O'Brien
Low-key but lucrative: meet the fintechs on a mission to transform creaky back offices
Analysis
September 11, 2023
Low-key but lucrative: meet the fintechs on a mission to transform creaky back offices
Ideas to upgrade companies’ finance and operations tools are gaining favour with investors
In partnership with: Papaya Global
Wirecard’s whistleblower plots new startup to avoid Wirecard 2.0
Analysis
September 5, 2023
Wirecard’s whistleblower plots new startup to avoid Wirecard 2.0
Pav Gill’s new startup, Confide, wants to make it easier for employees to call out company wrongdoings — and for companies to avoid media leaks
Amy O'Brien
N26 CPO Gilles BianRosa steps down, becomes supervisory board member
News
August 31, 2023
N26 CPO Gilles BianRosa steps down, becomes supervisory board member
Other N26 product leaders will take over BianRosa’s responsibilities until a new CPO is appointed
Miriam Partington
Klarna cuts losses and sees “huge opportunity” in generative AI
News
August 31, 2023
Klarna cuts losses and sees “huge opportunity” in generative AI
The Swedish buy now, pay later unicorn has cut losses to €76m in the second quarter
Mimi Billing
A bad start to the year for D2C: Here's how the sector is faring in the downturn
Analysis
August 29, 2023
A bad start to the year for D2C: Here's how the sector is faring in the downturn
Consumer-facing fintechs are struggling for funding across the board, according to new data from PitchBook
Sadia Nowshin
Up to £140k for a machine learning engineer: The European fintechs currently hiring for AI roles
Analysis
August 22, 2023
Up to £140k for a machine learning engineer: The European fintechs currently hiring for AI roles
14 of the top 20 most valuable fintechs in the region, including Monzo, SumUp and Revolut, are on the prowl for talent in tech’s most hyped-up sector
Amy O'Brien
The top 10 fastest growing fintechs in Europe
Analysis
August 21, 2023
The top 10 fastest growing fintechs in Europe
Which startups have been boosting team numbers in the past year?
Sadia Nowshin
Ex-Habito CEO raises £2.5m for new savings app targeting cash-strapped millennials
News
August 17, 2023
Ex-Habito CEO raises £2.5m for new savings app targeting cash-strapped millennials
Communion is joining the tribe of new fintechs promising to open up access to financial advice and wealth building amid a cost of living squeeze
Amy O'Brien
Klarna outsources customer services staff, cutting 250 employees
News
August 16, 2023
Klarna outsources customer services staff, cutting 250 employees
Customer support staff in Germany and Sweden have been offered a transfer job at the global call centre Foundever
Amy O'Brien and Mimi Billing
Europe is regulating crypto — what does it mean for the industry?
Analysis
August 16, 2023
Europe is regulating crypto — what does it mean for the industry?
As the US clamps down on crypto, Europe is rolling out the regulatory red carpet with MiCa
Tom Matsuda
These startups are making life easier for investors
Analysis
August 15, 2023
These startups are making life easier for investors
The software and platforms used by financial institutions are antiquated and slow — but capital markets fintechs are out to change that
Sadia Nowshin
Wefox, Klarna and N26 among lowest-ranked for employee CEO approval at Europe’s most valuable fintechs
Analysis
August 11, 2023
Wefox, Klarna and N26 among lowest-ranked for employee CEO approval at Europe’s most valuable fintechs
This is how employees rank the top boss at European fintech unicorns, according to hundreds of employee Glassdoor reviews
Amy O'Brien
Which fintechs could be the sector’s next unicorns?
Analysis
August 8, 2023
Which fintechs could be the sector’s next unicorns?
Despite a tough funding year for fintechs, some startups are still thriving
Sadia Nowshin
Does Revolut's 'founder factory' spell trouble for its long-term crypto bet?
Analysis
August 1, 2023
Does Revolut's 'founder factory' spell trouble for its long-term crypto bet?
With more departures from the crypto team, what’s at stake for Revolut’s ambitious crypto roadmap?
Kari McMahon
Stripe cofounder John Collison joins Sifted Summit
News
July 28, 2023
Stripe cofounder John Collison joins Sifted Summit
The fintech founder will be joined on stage by EF cofounder Matt Clifford
Alex Oscroft
Onfido CEO Mike Tuchen: 'We’re unhooking ourselves from the drug of other people's money'
Interview
July 25, 2023
Onfido CEO Mike Tuchen: 'We’re unhooking ourselves from the drug of other people's money'
The head of the identity verification unicorn says the company has done layoffs to help reach cashflow positive quicker
Amy O'Brien
Ex-Swile and Qonto product chiefs raise €5m for new fintech Pivot
News
July 18, 2023
Ex-Swile and Qonto product chiefs raise €5m for new fintech Pivot
Berlin’s Visionaries Club has led the first funding round for Pivot, cofounded by the pair of French tech operators
Amy O'Brien
9 payments startups to watch, according to investors
Analysis
July 18, 2023
9 payments startups to watch, according to investors
Adyen, Klarna and Checkout.com have led the way for payments in Europe — here are the startups VCs reckon could be the sector's next rising stars
Sadia Nowshin

# Fintech

Europe’s most active early-stage fintech investors have drastically cut dealmaking

Selling SVB to HSBC was the wrong decision for UK startups, says OakNorth CEO

Revolut will miss annual accounts deadline for second year running

As Klarna aspires to be a global bank, affiliate marketing is its cash cow

Data shows customer acquisition is getting tougher for Europe’s consumer fintechs

Swan defies fintech funding slump with €37m Lakestar-led Series B

Low-key but lucrative: meet the fintechs on a mission to transform creaky back offices

Wirecard’s whistleblower plots new startup to avoid Wirecard 2.0

N26 CPO Gilles BianRosa steps down, becomes supervisory board member

Klarna cuts losses and sees “huge opportunity” in generative AI

A bad start to the year for D2C: Here's how the sector is faring in the downturn

Up to £140k for a machine learning engineer: The European fintechs currently hiring for AI roles

The top 10 fastest growing fintechs in Europe

Ex-Habito CEO raises £2.5m for new savings app targeting cash-strapped millennials

Klarna outsources customer services staff, cutting 250 employees

Europe is regulating crypto — what does it mean for the industry?

These startups are making life easier for investors

Wefox, Klarna and N26 among lowest-ranked for employee CEO approval at Europe’s most valuable fintechs

Which fintechs could be the sector’s next unicorns?

Does Revolut's 'founder factory' spell trouble for its long-term crypto bet?

Stripe cofounder John Collison joins Sifted Summit

Onfido CEO Mike Tuchen: 'We’re unhooking ourselves from the drug of other people's money'

Ex-Swile and Qonto product chiefs raise €5m for new fintech Pivot

9 payments startups to watch, according to investors