# Fintech

The latest news and analysis on Europe’s fintech startups, including consumer finance, cryptocurrency, digital banks and payments.

Less than a quarter of Europe’s fintech unicorns are profitable
Analysis
March 20, 2025
Less than a quarter of Europe’s fintech unicorns are profitable
Sifted digs into the latest company account filings to find out which fintech unicorns are profitable
Tom Matsuda and Maya Dharampal-Hornby
Klarna is reportedly seeking a $15bn valuation at IPO — does it stack up?
Analysis
March 19, 2025
Klarna is reportedly seeking a $15bn valuation at IPO — does it stack up?
The Swedish fintech filed its IPO prospectus last week, kicking off the beginning of the end of its time as a privately-held company
Tom Matsuda and Mimi Billing
12 CFO tech stack startups to watch, according to VCs
Analysis
March 18, 2025
12 CFO tech stack startups to watch, according to VCs
Investors from Project A, Balderton Capital, 4Founders Capital and EQT Ventures share the CFO tech stack startups to watch
Tom Matsuda
IPO-bound Klarna to close three offices in cost-cutting push
News
March 17, 2025
IPO-bound Klarna to close three offices in cost-cutting push
The Swedish fintech filed its IPO prospectus on Friday
Tom Matsuda
OakNorth acquires Community Unity Bank and signals further US expansion
News
March 17, 2025
OakNorth acquires Community Unity Bank and signals further US expansion
It comes after the UK-based SME neobank reported its eighth consecutive year of profitability earlier in March
Tom Nugent
Inside Klarna's boardroom as it edges towards IPO
Analysis
March 14, 2025
Inside Klarna's boardroom as it edges towards IPO
We mapped out who’s on Klarna’s board as the fintech heads towards a public listing
Tom Matsuda, Maya Dharampal-Hornby and Martin Coulter
Revolut ‘hiring hundreds’ in final push to become fully licenced bank: ‘Getting this right matters’
News
March 13, 2025
Revolut ‘hiring hundreds’ in final push to become fully licenced bank: ‘Getting this right matters’
Regulators are set to deliver a final decision on Revolut’s banking licence this summer
Martin Coulter
Curve halves losses as it pauses US operations and prioritises fundraising
News
March 10, 2025
Curve halves losses as it pauses US operations and prioritises fundraising
Payments fintechs are having a hard time reaching profitability
Tom Matsuda
Greek fintech Viva Wallet seeks end to long-running JP Morgan legal battle
News
March 8, 2025
Greek fintech Viva Wallet seeks end to long-running JP Morgan legal battle
A fresh injunction marks the latest twist in the banking giant’s ill-fated acquisition saga
Tom Matsuda
Lawsuit puts Checkout.com's ties to adult entertainment industry in spotlight
News
March 7, 2025
Lawsuit puts Checkout.com's ties to adult entertainment industry in spotlight
An ongoing lawsuit threatens to dredge up Checkout.com's relationship to ‘vice’ industries, by linking it to a mysterious Cypriot entity
Tom Matsuda and Freya Pratty
Klarna to file $1bn IPO as soon as next week, reports say
News
March 6, 2025
Klarna to file $1bn IPO as soon as next week, reports say
The Swedish fintech is said to be targeting a $15bn valuation when it lists on the New York Stock Exchange
Martin Coulter
OakNorth enjoys eighth profitable year in a row after US expansion
News
March 6, 2025
OakNorth enjoys eighth profitable year in a row after US expansion
The UK-based SME neobank expanded to the US in mid-2023
Tom Matsuda
Want to make your AI chatbot funny? Hiring comedians is a start
Analysis
March 6, 2025
Want to make your AI chatbot funny? Hiring comedians is a start
How a team of 15 comedy writers shaped finance app Cleo’s AI personality
Éanna Kelly
Revolut investors 'push for secondary share sale at $60bn valuation'
News
February 27, 2025
Revolut investors 'push for secondary share sale at $60bn valuation'
It comes ahead of an expected IPO in London or New York
Martin Coulter
Zopa reveals plans for new HQ in London's Canary Wharf
News
February 26, 2025
Zopa reveals plans for new HQ in London's Canary Wharf
The London-based fintech said the move marked a ‘major milestone’
Martin Coulter
Is Wero an ‘existential threat’ to Europe’s payments startups?
Interview
February 25, 2025
Is Wero an ‘existential threat’ to Europe’s payments startups?
Backed by a consortium of 14 banks under the European Payments Initiative (EPI), France and Belgium, Wero is a digital wallet enabling consumer peer-to-peer transfers in under ten seconds
Tom Matsuda
Revolut CEO doubles down on hybrid working ahead of multi-million-pound office move
News
February 20, 2025
Revolut CEO doubles down on hybrid working ahead of multi-million-pound office move
Nik Storonsky cares more about what employees do than where they do it
Martin Coulter
Uber alum wins $10m for AI-powered accounting startup from General Catalyst and EQT
News
February 19, 2025
Uber alum wins $10m for AI-powered accounting startup from General Catalyst and EQT
The funding round is the latest sign that investors are focusing on the AI agent space
Tom Matsuda
Embattled fintech Lanistar hit with second winding-up petition in less than six months
News
February 18, 2025
Embattled fintech Lanistar hit with second winding-up petition in less than six months
Founded in 2019, the fintech relied on social media promo in its bid to battle Revolut and Monzo
Tom Matsuda
14 wealthtech startups to watch, according to VCs
Analysis
February 18, 2025
14 wealthtech startups to watch, according to VCs
Investors from Northzone, Seedcamp, Creandum, Molten, Augmentum and Dawn Capital share their picks of wealthtechs
Maya Dharampal-Hornby
Klarna power players: Meet the team steering the Swedish fintech’s IPO
Analysis
February 11, 2025
Klarna power players: Meet the team steering the Swedish fintech’s IPO
The Swedish buy now pay later fintech is set to IPO in April, according to latest reports
Tom Matsuda
Klarna CEO touts crypto ambitions ahead of IPO
News
February 9, 2025
Klarna CEO touts crypto ambitions ahead of IPO
Sebastian Siemiatkowski teased the company’s crypto plans on X, as the Swedish fintech looks set to go public at a $15bn valuation
Martin Coulter
Payment startups battled interest spikes and a funding drought. Can they bounce back in 2025?
Analysis
February 4, 2025
Payment startups battled interest spikes and a funding drought. Can they bounce back in 2025?
The sector’s star players have struggled to hit profitability, unlike their neobank cousins
Tom Matsuda
HSBC fintech app Zing missed user targets before shutdown: ‘It didn’t work’
News
February 3, 2025
HSBC fintech app Zing missed user targets before shutdown: ‘It didn’t work’
The closure marks the latest fintech failure from a legacy bank
Martin Coulter

# Fintech

Less than a quarter of Europe’s fintech unicorns are profitable

Klarna is reportedly seeking a $15bn valuation at IPO — does it stack up?

12 CFO tech stack startups to watch, according to VCs

IPO-bound Klarna to close three offices in cost-cutting push

OakNorth acquires Community Unity Bank and signals further US expansion

Inside Klarna's boardroom as it edges towards IPO

Revolut ‘hiring hundreds’ in final push to become fully licenced bank: ‘Getting this right matters’

Curve halves losses as it pauses US operations and prioritises fundraising

Greek fintech Viva Wallet seeks end to long-running JP Morgan legal battle

Lawsuit puts Checkout.com's ties to adult entertainment industry in spotlight

Klarna to file $1bn IPO as soon as next week, reports say

OakNorth enjoys eighth profitable year in a row after US expansion

Want to make your AI chatbot funny? Hiring comedians is a start

Revolut investors 'push for secondary share sale at $60bn valuation'

Zopa reveals plans for new HQ in London's Canary Wharf

Is Wero an ‘existential threat’ to Europe’s payments startups?

Revolut CEO doubles down on hybrid working ahead of multi-million-pound office move

Uber alum wins $10m for AI-powered accounting startup from General Catalyst and EQT

Embattled fintech Lanistar hit with second winding-up petition in less than six months

14 wealthtech startups to watch, according to VCs

Klarna power players: Meet the team steering the Swedish fintech’s IPO

Klarna CEO touts crypto ambitions ahead of IPO

Payment startups battled interest spikes and a funding drought. Can they bounce back in 2025?

HSBC fintech app Zing missed user targets before shutdown: ‘It didn’t work’