\The European fintechs to watch in 2021

2021's shaping up to be another record year for European fintech but what are the startups to watch?

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Financial technology is, by a long way, the hottest startup sector in Europe in terms of money raised.

But which are the most exciting startups and scaleups? Which are the ones to watch in 2021?

Our team of experts at Sifted have chosen a list of more than 100 exciting companies we think you need to know about, with an added “Sifted take” to provide an extra layer of insight on the most interesting.

It's a mixture of the big and the small, the well known and the under the radar. But all are making waves. Keep reading below and stay informed about Europe’s new economy!

(P.S The data is from European Startups with valuation estimates from Dealroom. If there is anyone missing from this list, or anything is wrong, please let us know by email at [email protected]).

Key

Year founded

Amount raised

Last funding round

Valuation

Employees

Klarna's logo

Klarna

Payment solutions for online stores and 'Buy Now Pay Later' provider

fintech / payments

klarna.com

Stockholm, Sweden

2005

€3,100m

GROWTH EQUITY

€9.6bn

1000-5000

Revolut's logo

Revolut

Mobile banking app that allows you to hold, exchange and transfer without fees in 25+ currencies

banking / mobile app

revolut.com

London, UK

2015

€2m

SERIES E

€5bn

1000-5000

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Checkout.com's logo

Checkout.com

Offers credit card and alternative payment methods

payments / fintech

checkout.com

London, UK

2012

€755m

SERIES C

€13.6bn

500-1000

N26 Group's logo

N26 Group

Bank account that can be managed entirely from a smartphone

banking / mobile app

n26.com

Berlin, Germany

2013

€744m

SERIES D

€3.2bn

1000-5000

Monzo's logo

Monzo

London-based digital-only bank platform

banking / mobile app

monzo.com

London, UK

2015

€622m

SERIES H

€1.5bn

1000-5000

Starling Bank's logo

Starling Bank

Mobile-app based bank

banking / fintech

starlingbank.co.uk

London, UK

2014

€876m

LATE VC

€540m

500-1000

Rapyd's logo

Rapyd

A fintech-as-a-service platform makes it simple to integrate local payment and fintech capabilities into any application

payments / fintech

rapyd.net

London, UK

2016

€427m

SERIES D

€2.3bn

100-500

WorldRemit's logo

WorldRemit

Online money transfer business.

payments / fintech

worldremit.com

London, UK

2010

€330m

SERIES D

€818m

500-1000

wefox's logo

wefox

Insurtech broker for insurers and end-customers

marketplace & ecommerce / insurance

wefox.de

Berlin, Germany

2015

€837m

SERIES C

€1.5bn

100-500

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GoCardless's logo

GoCardless

Simple and cheap way to take payments online: no merchant account, no credit card fees, no hassle

payments / banking

gocardless.com

London, UK

2011

€198m

SERIES F

€882m

100-500

Auxmoney's logo

Auxmoney

Peer-to-peer loan marketplace

marketplace & ecommerce / mortgages & lending

auxmoney.com

Düsseldorf, Germany

2007

€175m

GROWTH EQUITY

€750m

100-500

Primary Bid's logo

Primary Bid

Automates the aggregation of retail demand

investing / legal

primarybid.com

London, UK

2012

€57m

SERIES B

€182-273m

50-100

Satispay's logo

Satispay

Mobile payments for consumers and businesses

payments / fintech

satispay.com

Milan, Italy

2013

€155m

SERIES C

€248m

100-500

Solarisbank's logo

Solarisbank

Enables other companies to perform banking services

banking / payments

solarisbank.com

Berlin, Germany

2016

€345m

LATE VC

€1.4b

100-500

Tide's logo

Tide

The leading provider of UK SME business accounts and one of the fastest-growing FinTechs in the UK

banking / fintech

tide.co

London, UK

2015

€247m

SERIES C

€591m

500-1000

Curve's logo

Curve

Allows users to consolidate all of their bank cards into a single card

fintech / payments

curve.com

London, UK

2015

€161m

LATE VC

€710m

100-500

Lydia's logo

Lydia

All your payment needs - in one app

payments / mobile app

lydia-app.com

Paris, France

2011

€142m

SERIES B

€313-469m

Alan's logo

Alan

Reshaping health insurance

insurance / health

alan.eu

Paris, France

2016

€310m

SERIES D

€1.4b

100-500

Thought Machine's logo

Thought Machine

Building Technology to Revolutionise Banking

banking / deeptech

thoughtmachine.net

London, UK

2014

€139m

SERIES B

€139m

100-500

Smava's logo

Smava

Germany's largest online credit market

marketplace & ecommerce / lending

smava.de

Berlin, Germany

2007

€138m

DEBT

€1bn

100-500

so-sure's logo

so-sure

Mobile phone insurance is finally worthwhile

telecom / insurance

wearesosure.com

London, UK

2016

€7m

SEED

€545-818k

10-50

SalaryFinance's logo

SalaryFinance

Provides loans to employees with repayments collected from salary deductions

lending / fintech

salaryfinance.com

London, UK

2015

€126m

SERIES D

€149m

100-500

Swile's logo

Swile

An app to pay food from restaurants

food / payments

swile.co

Montpellier, France

2012

€114m

SERIES C

€280-420m

100-500

Lunar's logo

Lunar

Digital banking for the millennial generation

banking / mobile app

lunar.app/

Aarhus, Denmark

2015

€210m

SERIES D

€1b

100-500

Taxfix's logo

Taxfix

Tax declaration mobile app

financial management solutions / mobile app

taxfix.de

Berlin, Germany

2016

€100m

SERIES C

€236-355m

100-500

Ledger's logo

Ledger

Provides security and infrastructure solutions for cryptocurrencies and blockchain applications

marketplace & ecommerce / cryptocurrency

ledger.com

Paris, France

2014

€432m

SERIES C

€1.4b

100-500

Trade Republic's logo

Trade Republic

Mobile-only and commission-free broker

investing / mobile app

traderepublic.com

Berlin, Germany

2018

€767m

SECONDARY

€4.8b

100-500

ComplyAdvantage's logo

ComplyAdvantage

ComplyAdvantage is the financial industry’s leading source of AI-driven financial crime risk data and detection technology

compliance / legal

complyadvantage.com

London, UK

2014

€98m

SERIES C

€227m

100-500

Modulr Finance's logo

Modulr Finance

API platform that simplifies complex payment flows

payments / open banking

modulrfinance.com

London, UK

2015

€75m

LATE VC

€113m

100-500

Monese's logo

Monese

Online banking platform that offers accounts to non-UK individuals and businesses

banking / fintech

monese.com

London, UK

2013

€73m

EARLY VC

€273m

100-500

ClearBank's logo

ClearBank

Offers banking services to financial service providers

banking / fintech

clear.bank

London, UK

2015

€170m

GRANT

100-500

Luko's logo

Luko

A low cost but smart device that improves your home safety and helps you reduce your electricity bill

hardware / insurance

luko.eu

Paris, France

2016

€72m

SERIES B

€200-300m

50-100

Pleo's logo

Pleo

Decentralises company spending, eliminates expense reports and reimbursements and simplifies bookkeeping

payments / financial management solutions

pleo.io

Copenhagen, Denmark

2015

€206m

SERIES C

€1.5bn

100-500

Soldo's logo

Soldo

Take control of company spending with Soldo, the prepaid Mastercard® that does your expenses for you

payments / financial management solutions

soldo.com

London, UK

2014

€234m

DEBT

€655-982m

100-500

TrueLayer 's logo

TrueLayer

TrueLayer is the leading technology company providing secure, global access to financial APIs

banking / enterprise software

truelayer.com

London, UK

2016

€129m

SERIES D

€255-382m

100-500

Alma's logo

Alma

The guaranteed and easy installment payment

fintech / payments

getalma.eu

Neuilly-sur-Seine, France

2018

€65m

DEBT

€196-294m

50-100

Spendesk's logo

Spendesk

Smart spend management software

enterprise software / payments

spendesk.com

Paris, France

2016

€161m

SERIES C

€400-600m

100-500

10x Banking's logo

10x Banking

Help large banks manage data and transactions, build new products and work with consumers

enterprise software / fintech

10xbanking.com

London, UK

2016

€229m

SERIES C

€636m

100-500

Azimo's logo

Azimo

Internet and mobile based international money transfer services

payment / mobile app

azimo.com

London, UK

2012

€60m

SECONDARY

€73-109m

100-500

Finleap Connect's logo

Finleap Connect

Helps consumers and businesses connect to banking services through a single API

SaaS / banking

connect.finleap.com/

Berlin, Germany

2014

€32m

SERIES A

€88-132m

100-500

BNEXT's logo

BNEXT

Supermarket for financial products

marketplace & ecommerce / financial management solutions

bnext.es

Madrid, Spain

2016

€59m

SERIES A

€125m

100-500

Qonto's logo

Qonto

Provides online banking services to small businesses

banking / fintech

qonto.eu

Paris, France

2016

€136m

SERIES C

€416-624m

100-500

October's logo

October

Lending platform for European SMEs

marketplace & ecommerce / lending

october.eu

Paris, France

2014

€55m

LENDING CAPITAL

€128-192m

100-500

goHenry's logo

goHenry

The smart approach to pocket money for children

kids / banking

gohenry.co.uk

London, UK

2012

€54m

LATE VC

€145-218m

50-100

Moka's logo

Moka

Round up your purchases, invest your spare change. Easy, automatic and responsible.

fintech / investing

moka.ai/france

Paris, France

2020

€14m

SERIES A

€28-41m

10-50

Cleo AI's logo

Cleo AI

An intelligent assistant for your money

banking / mobile app

meetcleo.com

London, UK

2016

€52m

SERIES B

€160-240m

50-100

Form3's logo

Form3

Flexible cloud-based platform for complete end-to-end processing of payments

banking / payments

form3.tech

London, UK

2016

€52m

SERIES C

€120-180m

100-500

Getsafe's logo

Getsafe

Helps individuals manage their insurance contracts through their smartphones

marketplace & ecommerce / insurance

hellogetsafe.com

Heidelberg, Germany

2014

€52m

SERIES B

€109-164m

100-500

Crosslend's logo

Crosslend

Investing & borrowing platform

investing / lending

crosslend.com

Berlin, Germany

2014

€49m

SERIES B

€140-210m

50-100

Bitpanda's logo

Bitpanda

Austrian based scale-up company that specialises in selling and buying digital assets such as cryptocurrencies and precious metals

marketplace & ecommerce / cryptocurrency

bitpanda.com

Vienna, Austria

2014

€212m

SERIES B

€1.2b

100-500

Billie's logo

Billie

Receive payments for invoices

enterprise software / payments

billie.io

Berlin, Germany

2016

€47m

SERIES B

€120-180m

100-500

Railsbank's logo

Railsbank

Banking as a service platform

banking / SaaS

railsbank.com

London, UK

2015

€110m

SERIES B

€255-382m

100-500

Zego's logo

Zego

Global insurtech business providing flexible commercial insurance for businesses & professionals

insurance / B2B

zego.com

London, UK

2016

€183m

SERIES C

€1b

100-500

Indy's logo

Indy

The accounting robot provides software for professionals to automate their invoicing and keep their bank accounts synchronised

enterprise software / deeptech

indy.fr

Lyon, France

2016

€46m

SERIES B

€140-210m

100-500

bunq's logo

bunq

Reinventing money itself with mobile technology

banking / fintech

bunq.com

Amsterdam, Netherlands

2015

€238m

SERIES A

€1.6b

100-500

fintonic's logo

fintonic

Organises accounts, diagnoses expenses and savings tips

Madrid, Spain

2011

€55m

CONVERTIBLE

Jaja Finance's logo

Jaja Finance

A digital, mobile-first set of credit products

lending / mobile app

jaja.co.uk

London, UK

2016

€45m

EARLY VC

€96-144m

50-100

Mambu's logo

Mambu

SaaS banking engine powering innovative lending and deposits

marketplace & ecommerce / SaaS

mambu.com

Berlin, Germany

2011

€153m

SERIES D

€1.7bn

100-500

Qapital's logo

Qapital

Qapital is an everyday banking app that helps you save small to live large

banking / fintech

qapital.com

Stockholm, Sweden

2013

€41m

EARLY VC

€80-120m

10-50

Crowdcube's logo

Crowdcube

Online crowdfunding service that enables individuals to invest or loan small amounts in small companies in return for equity or an annual return

investing / fintech

crowdcube.com

Exeter, UK

2010

€41m

SERIES E

€41-61m

100-500

ANNA Money's logo

ANNA Money

Business current account for startups and small businesses

banking / mobile app

anna.money

Cardiff, UK

2017

€40m

EARLY VC

€100m

50-100

Ohpen's logo

Ohpen

Cloud-based core banking software

banking / fintech

ohpen.com

Amsterdam, Netherlands

2009

€40m

GROWTH EQUITY

€100-150m

100-500

Penta's logo

Penta

Free online business bank account for startups and SMEs

banking / fintech

getpenta.com

Berlin, Germany

2017

€47m

SERIES B

€30-45m

100-500

Scalapay's logo

Scalapay

Third-party payment solution that enables customers to buy now and pay later

payments / fintech

scalapay.com

Milan, Italy

2019

€40m

SEED

€160-240m

10-50

Anyfin's logo

Anyfin

Helps consumers to refinance existing loans at a better price

marketplace & ecommerce / lending

anyfin.com

Stockholm, Sweden

2017

€40m

SERIES B

€109-164m

50-100

SumUp's logo

SumUp

Mobile payments company

London, UK

2011

€39m

DEBT

€1b

Coya's logo

Coya

Protecting people, pets, and planet with transparent, hassle-free and affordable digital insurance

insurance / fintech

coya.com

Berlin, Germany

2016

€36m

CONVERTIBLE

€109-164m

50-100

Zilch's logo

Zilch

Buy now pay later product that allows its customers to shop and save money

payments / BNPL

payzilch.com

London, UK

2018

€109m

SERIES B

€400-600m

10-50

BUX's logo

BUX

Stock trading app

investing / financial management solutions

getbux.com

Amsterdam, Netherlands

2014

€100m

LATE VC

€291-436m

100-500

Mollie's logo

Mollie

Payment methods in your website and app

saas / fintech

mollie.com

Amsterdam, Netherlands

2004

€849m

SERIES C

€5.9b

100-500

Nuri's logo

Nuri

Building a blockchain banking experience that merges the crypto and fiat world

cryptocurrency / blockchain

nuri.com

Berlin, Germany

2015

€43m

LATE VC

€36-54m

50-100

Elliptic's logo

Elliptic

We identify illicit activity on the bitcoin blockchain and provide actionable intelligence to financial institutions and law enforcement agencies to reduce bitcoin transaction risk

cryptocurrrency / security

elliptic.co

London, UK

2013

€32m

SERIES B

€100m

50-100

Orderbird's logo

Orderbird

Provides a stable, easy-to-use POS system that takes restaurateurs into the Digital World

restaurant and retail / financial management solutions

orderbird.com

Berlin, Germany

2011

€32m

SERIES D

€55m

50-100

Allica Bank's logo

Allica Bank

Empowers small and medium businesses to succeed built on tailored expertise, local relationships, and modern tools

banking / enterprise software

allica.bank

London, UK

2017

€31m

EARLY VC

€125-187m

100-500

Freetrade's logo

Freetrade

Mobile app designed to let users invest in stock markets around the world, with zero commissions or fees

investing / fintech

freetrade.io

London, UK

2016

€70m

SECONDARY

€300m

100-500

Dreams's logo

Dreams

Neo-bank that makes saving, spending, and lending money easy, engaging, and social

banking / mobile app

getdreams.com

Stockholm, Sweden

2013

€27m

EARLY VC

€36-54m

100-500

Libeo's logo

Libeo

Cash flow management tool

enterprise software / fintech

libeo.io

Paris, France

2019

€26m

SERIES A

€80-120m

10-50

Memo Bank's logo

Memo Bank

New bank for businesses

banking /

memo.bank

Paris, France

2017

€39m

LATE VC

€100m

50-100

By Miles's logo

By Miles

Car insurance you pay by the mile

insurance / transportation

bymiles.co.uk

London, UK

2016

€26m

SERIES B

€72-108m

50-100

Trustly 's logo

Trustly

Provides a simplified Internet solution for online payments through a bank

payments / fintech

trustly.net

Stockholm, Sweden

2008

€23m

GROWTH EQUITY

€1bn

500-1000

Primer's logo

Primer

Primer consolidates your payments stack with a unified API, and supercharges your checkout with data driven insights

payments / SaaS

primer.io

London, UK

2020

€22m

SERIES A

€67-101m

10-50

Minna Technologies's logo

Minna Technologies

A smart open banking platform for retail banks

banking / open banking

minnatechnologies.com

Gothenburg, Sweden

2016

€21m

SERIES B

€62-93m

50-100

Cuvva's logo

Cuvva

Flexible short-term insurance to suit our on-demand lifestyles

insurance / transportation

cuvva.com

London, UK

2016

€21m

SERIES A

€72-108m

50-100

Bud's logo

Bud

Banking app and website that aggregates financial services

banking / open banking

thisisbud.com

London, UK

2015

€20m

EARLY VC

€73-109m

100-500

Pennylane's logo

Pennylane

Accounting and reporting solution management

enterprise software / fintech

pennylane.tech

Paris, France

2020

€34m

LATE VC

€60-90m

50-100

Dreamquark's logo

Dreamquark

Develops cognitive and AI-based technologies for insurance and healthcare

enterprise software / insurance

dreamquark.com

Paris, France

2014

€18m

EARLY VC

€57-85m

10-50

Yapily's logo

Yapily

Enterprise connectivity platform that allows companies to share financial data and access payment infrastructure

banking / payments

yapily.com

London, UK

2017

€63m

SERIES B

€185-278m

50-100

Neufund's logo

Neufund

Building a blockchain-based and investor-directed platform which bridges the worlds of blockchain and venture capital

investing / cryptocurrency

neufund.org

Berlin, Germany

2016

€16m

SERIES A

€16-24m

10-50

Leveris's logo

Leveris

A completely modern, modular and non-legacy core banking platform.

banking / open banking

leveris.com

Dublin, Ireland

2014

€15m

SEED

€60-90m

100-500

Vivid's logo

Vivid

Offers a unique mobile banking app at fingertips

banking / mobile app

vivid.money

Berlin, Germany

2020

€75m

SERIES B

€360m

100-500

Bokio's logo

Bokio

Helps businesses manage their payroll administration system easily

enterprise software / financial management solutions

bokio.se

Göteborg, Sweden

2012

€15m

LATE VC

€30-44m

50-100

Nordic API Gateway's logo

Nordic API Gateway

Empowers banks, payment providers, ERP/accounting systems and other businesses to build next-level financial services with access to financial data and real-time account-to-account payments

banking / open banking

nordicapigateway.com

Copenhagen, Denmark

2011

€13m

EARLY VC

€18-28m

10-50

Upvest's logo

Upvest

Upvest provides the first pan-European Investment API enabling businesses to offer investment experiences such as wealth or brokerage products in their applications.

enterprise software / banking

upvest.co

Berlin, Germany

2017

€17m

SERIES A

€16-24m

10-50

Flatfair's logo

Flatfair

Deposit-free renting

real estate / lending

flatfair.co.uk

London, UK

2016

€12m

SERIES A

€40-60m

50-100

Tomorrow's logo

Tomorrow

Mobile banking goes sustainable

banking / fintech

tomorrow.one

Hamburg, Germany

2017

€12m

SEED

€11.5m

50-100

Joko's logo

Joko

A mobile app that rewards the user every time they spend using their bank card

payments / mobile app

hellojoko.com

Paris, France

2018

€12m

SERIES A

€40-60m

50-100

Pixpay's logo

Pixpay

Offers digital bank card for 10-18 year old teenagers that is managed by their parents

banking / mobile app

pixpay.fr

Paris, France

2019

€11m

EARLY VC

€32-48m

10-50

Griffin's logo

Griffin

Seeking regulatory approval from the PRA and FCA to become the UK's first platform bank

banking / platform banking

griffin.sh

London, UK

2017

€11m

EARLY VC

€31-47m

10-50

Belvo's logo

Belvo

An open banking platform that enables any company or developer to access and interpret their end-user’s financial information

banking / open banking

belvo.com

Barcelona, Spain

2019

€50m

SERIES A

€156-235m

50-100

ViaBill's logo

ViaBill

ViaBill allows customers to pay for their purchases over time, interest-free

payments / fintech

viabill.com

Copenhagen, Denmark

2014

€11m

SERIES A

€36-55m

50-100

Osper's logo

Osper

Debit card and mobile banking app for under 18s

payments / banking

osper.com

London, UK

2012

€10m

EARLY VC

€36-55m

10-50

Tymit's logo

Tymit

Reinventing credit cards to make it honest, safe, and instant everywhere needed

lending / fintech

tymit.com

London, UK

2017

€9m

DEBT

€19-29m

10-50

Lysa's logo

Lysa

Automated asset management

financial management solutions / investing

lysa.se

Sweden

2015

€9m

EARLY VC

€18-26m

10-50

sync.'s logo

sync.

Tailored mobile banking app

banking / mobile app

sync.money

London, UK

2018

€9m

SEED

capcito's logo

capcito

Takes invoice financing and SME lending to the next level through technology and applying data-driven decision making.

lending / fintech

capcito.com

Stockholm, Sweden

2015

€8m

EARLY VC

€29-44m

50-100

Flux's logo

Flux

It's time to kill the paper receipt and automagically send them to customer's phones with Flux instead!

enterprise software / payments

tryflux.com

London, UK

2016

€8m

EARLY VC

€27-41m

10-50

FinFrog's logo

FinFrog

Smart personal loans

lending / fintech

finfrog.fr

Paris, France

2016

€8m

EARLY VC

€20-30m

10-50

Coconut's logo

Coconut

The banking & accounting solution for self-employed people, freelancers and small businesses

financial management solutions / banking

getcoconut.com

London, UK

2016

€7m

SEED

€14m

50-100

Epsor's logo

Epsor

A fintech that helps employees manage their savings and investments with a robo-adviser

financial management solutions / fintech

epsor.fr

Paris, France

2017

€27m

SERIES A

€24-36m

50-100

Archax 's logo

Archax

Archax is a forthcoming global, regulated, digital securities exchange, brokerage and custodian based in London

blockchain / fintech

archax.com

London, UK

2018

€7m

SEED

€29-44m

10-50

Cake's logo

Cake

The profitable finance app, aggregating all your accounts in one dashboard

banking / mobile app

cake.app

Hasselt, Belgium

2018

€6m

ANGEL

€18m

10-50

Kard's logo

Kard

Mobile banking alternative for the new generation, offering a never-seen-before customer experience that is cool, social & free

banking / mobile app

kard.eu

Paris, France

2018

€6m

SEED

€13-19m

10-50

Swoop Funding's logo

Swoop Funding

Swoop is a business funding and savings platform enabling businesses to discover the right funding solutions across loans, equity and grants, and to identify and easily make savings - all in one fell swoop

lending / fintech

swoopfunding.com

London, UK

2018

€6m

GRANT

50-100

Twinco's logo

Twinco

Providing suppliers with access to working capital, early in the production cycle

lending / SaaS

twincocapital.com

Alcobendas, Spain

2016

€8m

SERIES A

€12-18m

10-50

TaxScouts's logo

TaxScouts

Taxes as they should be done. Fast, painless and done for you online.

marketplace & ecommerce / SaaS

taxscouts.com

London, UK

2017

€8m

SERIES A

10-50

Tickr's logo

Tickr

Impact investment app built for the next generation of investors

investing / mobile app

tickr.co.uk

London, UK

2018

€5m

EARLY VC

€12-18m

10-50

Gimi's logo

Gimi

Card for kids

kids / banking

gimitheapp.com

Sweden

2014

€5m

EARLY VC

€7-11m

10-50

Younited-credit's logo

Younited-credit

Online platform to facilitate financial transactions between lenders and borrowers

lending / fintech

younited-credit.com

Paris, France

2009

€326m

LATE VC

€260-390m

100-500

P.F.C.'s logo

P.F.C.

Mobile banking app

banking / mobile app

getpfc.com

Stockholm, Sweden

2018

€5m

EARLY VC

€20-30m

10-50

Swan's logo

Swan

Part of the “banking-as-a-service trend”. Offers white label banking features.

banking platform / payments

swan.io

Paris, France

2018

€5m

EARLY VC

€20-30m

10-50

Proportunity's logo

Proportunity

The AI platform for real-estate investors

real estate / investing

proportunity.co

London, UK

2016

€4m

DEBT

€9-14m

10-50

OakNorth Bank's logo

OakNorth Bank

The bank for entrepreneurs

banking / lending

oaknorth.com

London, UK

2015

€783m

SECONDARY

€2.1bn

10-50

Kontist's logo

Kontist

Banking app dedicated to freelancers and founders

fintech / banking

kontist.com

Berlin, Germany

2016

€28m

SERIES B

€4-6m

50-100

Lendable's logo

Lendable

UK lending platform

lending / marketplace & ecommerce

lendable.co.uk

London, UK

2014

€500m

SECONDARY

€1bn

50-100

Mansa's logo

Mansa

The self-employed credit, finally

lending / fintech

getmansa.com

Paris, France

2018

€9m

DEBT

€8-12m

10-50

Eigen Technologies's logo

Eigen Technologies

Provides machine learning, qualitative analysis tool for businesses

legal / enterprise software

eigentech.com

London, UK

2014

€55m

SERIES B

€18-27m

100-500

Upflow's logo

Upflow

The payment platform for B2B businesses

enterprise software / payments

upflow.io

Paris, France

2017

€16m

SERIES A

€10-15m

10-50

Steven's logo

Steven

Solves the issues about group payments

payments / mobile app

getsteven.com

Stockholm, Sweden

2016

€2m

EARLY VC

€5-7m

1-10

Virgil's logo

Virgil

Become a home owner, even without personal contribution. Choose your apartment, Virgil buys it with you

real estate / investing

wearevirgil.com

Paris, France

2019

€5m

EARLY VC

€8-13m

1-10

Vybe Card's logo

Vybe Card

Neobank for teens

banking / fintech

vybecard.com

France

2019

€4m

EARLY VC

€8-12m

10-50

Wollit's logo

Wollit

Wollit makes it easy to access money when you earn less than normal, repay over time, build your credit score, and stay on top of your finances

lending / financial management solutions

wollit.com

London, UK

2017

€1m

SEED

€5-7m

1-10

Dyme's logo

Dyme

Personal finance management app

banking / mobile app

dyme.app

Amsterdam, Netherlands

2018

€3m

SEED

€2-4m

10-50

Nordigen's logo

Nordigen

Building transaction analytics tools for banks and lenders

enterprise software / banking

nordigen.com

Riga, Latvia

2016

€3m

SEED

€2-3m

10-50

Trezeo's logo

Trezeo

Financial certainty for the self-employed

investing / fintech

trezeo.com

County Dublin, Ireland

2016

€1m

EARLY VC

€2-3m

1-10

Cashplus's logo

Cashplus

Business accounts, personal current accounts, Debit Mastercards and banking solutions

banking / fintech

cashplus.com

London, UK

BOOTSTRAPPED

100-500

Diem's logo

Diem

Turn your things into cash instantly

B2C / mobile app

cartediem.org

London, UK

€5m

SEED

1-10

Fintecture's logo

Fintecture

One-stop-shop gateway to open banking

banking / open banking

fintecture.com

Roubaix, France

2017

€7m

SEED

10-50

Fronted's logo

Fronted

Building a better way to move, starting with rental deposits

real estate / payments

fronted.rent

London, UK

2019

€1m

ANGEL

1-10

Sequra's logo

Sequra

Provides e-retailers with a solution to reduce consumer thresholds

enterprise software / fintech

sequra.es

Barcelona, Spain

2013

EARLY VC

50-100

Trilo's logo

Trilo

Invest in your customers, and unlock your revenue

fintech /

trilo.io

London, UK

2018

€1m

SEED

1-10

Zelf's logo

Zelf

Instant money in messengera

banking / mobile app

zelf.co/en

Riga, Latvia

2017

€2m

SEED

1-10

Zimpler's logo

Zimpler

Offers several payment solutions across multiple segments in Europe

payments / mobile app

zimpler.com

Stockholm, Sweden

2012

BOOTSTRAPPED

10-50

Pollinate's logo

Pollinate

A software business, focused on reinventing merchant acquiring for banks around the world

banking / payments

pollinate.co.uk

London, United Kingdom

2017

€199m

SERIES C

€420

50-100

Ilumoni's logo

Ilumoni

A free application that helps to see borrowing in a new light, pay less interest, and clear debt faster

saas / mortgages & lending

ilumoni.com

Barnsley, United Kingdom

2019

€2m

SEED

€6-9m

1-10

Raison's logo

Raison

Raison - AI platform for investment and personal finance

b2b / wealth management;mortgages & lending

raison.ai

Tallinn, Estonia

2017

€1m

ANGEL

€500-750k

10-50

Nextmarkets's logo

Nextmarkets

Data analytics platform for investing

b2b / wealth management;financial management solutions

nextmarkets.com

Cologne, Germany

2014

€37m

SERIES B

€100-150m

10-50

Juni's logo

Juni

The only bank in the world tailor-made for the online marketing and e-commerce space

b2b / banking

juni.co

Gothenburg, Sweden

2020

€20m

SERIES A

€86-129m

10-50

Finoa's logo

Finoa

Digital Asset Financial Services for Professional Investors

financial management solutions / crypto and defi

finoa.io

Potsdam, Germany

2018

€20m

SERIES A

€80-120m

10-50

Monisnap's logo

Monisnap

Monisnap is the new alternative to send money abroad. Send money to your relatives, friends or business partners in seconds, and enjoy the fairest fees and smartest experience

b2b / payments

monisnap.com

Paris, France

2017

€13m

EARLY VC

€40-60m

10-50

Wealthpilot's logo

Wealthpilot

Provides a digital infrastructure for personal investment advice of the future

b2b / wealth management

wealthpilot.com/de

Munich, Germany

2017

€13m

LATE VC

€32-48m

50-100

Limina's logo

Limina

Limina is developing a platform for handling everything connected to fund managment such as risk, trading and accounting

enterprise software / wealth management

limina.com

Stockholm, Sweden

2014

€4m

EARLY VC

€6-9m

10-50

Airbank's logo

Airbank

Airbank is an open banking platform that lets businesses access their bank accounts, monitor their real-time cash flow, forecast finances, and initiate payments

enterprise software / payments

joinairbank.com

Berlin, Germany

2021

€3m

SEED

€10-15m

10-50

Raisin DS's logo

Raisin DS

Merger of Raisin and Deposit Solutions

b2b / wealth management

raisin.com

Berlin/Hamburg , Germany

2011

€300m

MERGER

€1.3b

500-1000

SaltPay's logo

SaltPay

FinTech company dedicated to building a better future for merchants by servicing them through payment and management tools

b2b / payments

saltpay.co

London, UK

2019

€571m

SERIES C

€909m

100-500

Volt Open Banking's logo

Volt Open Banking

VOLT | Open Banking Payments. Supercharged.

b2b / banking

volt.io

London, UK

2019

€21m

SERIES A

€85-128m

10-50

Yulife's logo

Yulife

We bring together life insurance, wellbeing & rewards in one simple app.

insurance / health

yulife.com

London, UK

2016

€91m

SERIES B

€315m

50-100

Paysend's logo

Paysend

PaySend - fast, easy and secure card2card money transfers

b2b / payments

paysend.com

Kirkcaldy, UK

2015

€145m

SERIES B

€655m

100-500

Scalable Capital's logo

Scalable Capital

Low-cost portfolio management technology

b2b / wealth management

scalable.capital

Munich, Germany

2014

€282m

SERIES E

€1.3b

100-500

FintechOS's logo

FintechOS

Fast, plug & play, comprehensive digital transformation with highly competitive operating costs

b2b / enterprise software

fintechos.com

London, UK

2017

€65m

SERIES B

€204-306m

100-500

Collective Benefits's logo

Collective Benefits

Insurance, benefits and rewards fit for the future of work

b2b / insurance

collectivebenefits.com

London, UK

2019

€11m

SEED

€29-43m

10-50

Lovys's logo

Lovys

A simple monthly subscription for all your insurance needs

b2c / insurance

lovys.fr

Paris, France

2017

€22m

SERIES A

€73-109m

50-100

Assurly's logo

Assurly

Helps consumers quickly find and change their home loan insurance

b2c / insurance

assurly.com

Paris, France

2017

€6m

SEED

€24-46m

10-50

Sorare's logo

Sorare

A global fantasy football game where managers can trade official digital collectibles

gaming / esports

sorare.com

Saint-Mandé, France

2018

€536m

SERIES B

€3.5b

10-50

Moneyhub's logo

Moneyhub

Clarity and control over your finances

b2b / financial management solutions

moneyhub.com

Bristol, UK

2011

€16m

LATE VC

€65-98m

50-100

Tractable's logo

Tractable

Develops artificial intelligence for accident & disaster recovery

b2b / insurance

tractable.ai

London, UK

2014

€104m

SERIES D

€909m

100-500

Copper's logo

Copper

Copper is transforming how institutional investors engage with digital assets, providing market-leading infrastructure in addition to custody, trading and prime brokerage solutions

b2b / crypto and defi

copper.co

London, UK

2018

€54m

SERIES B

€182-273m

50-100

Pento's logo

Pento

Making payroll digital and flexible for everyone

b2b / payments

pento.io

London, UK

2016

€17m

SERIES A

€57-85m

10-50

Treecard's logo

Treecard

Building an ecosystem of responsible alternatives to everyday services like banking and internet search

b2b / payments

treecard.org

London, UK

2020

€6m

SEED

€19-28m

10-50

Payfit's logo

Payfit

Payfit simplifies payroll management, expense reports, as well as absences and leaves of your employees

b2b / enterprise software

payfit.com

Paris, France

2015

€180m

SERIES D

€360-540m

500-1000

WhenThen's logo

WhenThen

WhenThen allows you to create any type and number of payment flows in minutes and orchestrate how, when and why they collect, process and manage payments, all through a simple to use no-code interface

b2b / payments

whenthen.com

Dublin, Ireland

2020

€6m

SEED

€22-33m

10-50

Wagestream's logo

Wagestream

Wagestream | Building Financial Resilience for your Workforce

London, UK

2018

€67m

SERIES B

€84-125m

100-500

Clim8's logo

Clim8

Moving billions of pounds of investments into clean energy and truly green, sustainable companies

saas / wealth management

clim8invest.com

London, UK

2019

€18m

SEED

€14-21m

50-100

Zopa's logo

Zopa

Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees.

mortgages & lending / banking

zopa.com

London, UK

2005

€434m

LATE VC

€780m

100-500

Zumo's logo

Zumo

Net zero mobile app for buying, selling, and spending crypto

crypto and defi / mobile app

zumo.money

Edinburgh, Scotland

2017

€16m

EARLY VC

€60m

10-50

Quantexa's logo

Quantexa

AI technology connecting and analyzing data points

b2b / enterprise software

quantexa.com

London, UK

2016

€219m

SERIES D

€773m

500-1000

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