\The European fintechs to watch in 2022

\The European fintechs to watch in 2022

Hot startups from the hottest European sector

European fintech doesn’t need much of an introduction.

The three most highly-valued startups in Europe — Klarna, Checkout.com, and Revolut — are fintechs, and so are 35% of unicorns. Friendly regulators and eager consumers, as well as the tailwind of increased digital transformation needs have continued to buoy the sector.

While many of Europe’s biggest fintechs are household names, we’ve created a list of some of the promising — if maybe not as well known — fintech startups in Europe in 2022.

While we prioritise younger startups, we included all relevant ones, and at least one per European country.

For in-depth analysis of earlier stage companies across all sectors, visit our intelligence briefing catalogue here.

Key

Year founded

Amount raised

Last funding round

Valuation

Employees

Atom Bank's logo

Atom Bank

Durham, United Kingdom

2014

€636m

Late VC

€522

201-500

Ki Insurance's logo

Ki Insurance

London, United Kingdom

2020

€455m

Growth Equity VC

10-50

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Capchase's logo

Capchase

Fintech /

capchase.com

Madrid, Spain

2020

€445m

Series B

€364

51-200

Tide's logo

Tide

Fintech /

tide.co

London, United Kingdom

2015

€247m

Series C

€591

501-1000

PrimaryBid's logo

PrimaryBid

London, United Kingdom

2012

€230m

Series C

€650

51-200

10x Banking's logo

10x Banking

Fintech, Enterprise Software /

10xbanking.com

London, United Kingdom

2016

€229m

Series C

€636

201-500

SEBA Crypto's logo

SEBA Crypto

Fintech /

seba.swiss

Zug, Switzerland

2018

€214m

Series C

€539

51-200

Pollinate's logo

Pollinate

London, United Kingdom

2017

€199m

Series C

€420

51-200

Form3's logo

Form3

Fintech /

form3.tech

London, United Kingdom

2016

€198m

Series C

€727

201-500

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Clear Score Technology's logo

Clear Score Technology

London, United Kingdom

2014

€196m

Growth Equity VC

€636

201-500

Onfido's logo

Onfido

Legal, Fintech /

onfido.com

London, United Kingdom

2010

€192m

Grant

€455

501-1000

Alma's logo

Alma

Fintech /

getalma.eu

Neuilly-sur-Seine, France

2018

€179m

Series C

€550

51-200

Vivid's logo

Vivid

Fintech /

vivid.money

Berlin, Germany

2020

€175m

Series C

€775

201-500

Curve's logo

Curve

Fintech /

curve.com

London, United Kingdom

2015

€161m

Late VC

€710

201-500

Satispay's logo

Satispay

Fintech /

satispay.com

Milan, Italy

2013

€155m

Series C

€248

201-500

Allica Bank's logo

Allica Bank

Fintech /

allica.bank

London, United Kingdom

2017

€154m

Debt

€615

51-200

Moonfare's logo

Moonfare

Fintech /

moonfare.com

Berlin, Germany

2016

€150m

Series C

€568

51-200

PaySend's logo

PaySend

Fintech /

paysend.com

Kirkcaldy, United Kingdom

2015

€145m

Series B

€655

51-200

Billie's logo

Billie

Fintech, Enterprise Software /

billie.io

Berlin, Germany

2016

€138m

Series C

€582

51-200

Silvr's logo

Silvr

Fintech /

silvr.co

Paris, France

2020

€133m

Series A

10-50

Logos provided by Clearbit