European fintech doesn’t need much of an introduction.
The three most highly-valued startups in Europe — Klarna, Checkout.com, and Revolut — are fintechs, and so are 35% of unicorns. Friendly regulators and eager consumers, as well as the tailwind of increased digital transformation needs have continued to buoy the sector.
While many of Europe’s biggest fintechs are household names, we’ve created a list of some of the promising — if maybe not as well known — fintech startups in Europe in 2022.
While we prioritise younger startups, we included all relevant ones, and at least one per European country.
For in-depth analysis of earlier stage companies across all sectors, visit our intelligence briefing catalogue here.
Key
Year founded
Amount raised
Last funding round
Valuation
Employees
2015
€247m
Series C
€591
501-1000
10x Banking
Fintech, Enterprise Software /
10xbanking.comLondon, United Kingdom
2016
€229m
Series C
€636
201-500
Clear Score Technology
Fintech /
clearscore.comLondon, United Kingdom
2014
€196m
Growth Equity VC
€636
201-500
2015
€161m
Late VC
€710
201-500
2016
€138m
Series C
€582
51-200
2020
€133m
Series A
10-50
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