European fintech doesn’t need much of an introduction.
The three most highly-valued startups in Europe — Klarna, Checkout.com, and Revolut — are fintechs, and so are 35% of unicorns. Friendly regulators and eager consumers, as well as the tailwind of increased digital transformation needs have continued to buoy the sector.
While many of Europe’s biggest fintechs are household names, we’ve created a list of some of the promising — if maybe not as well known — fintech startups in Europe in 2022.
While we prioritise younger startups, we included all relevant ones, and at least one per European country.
Note: if there is anyone missing from this list, or something needs updating, please let us know by email at [email protected]
For in-depth early-stage analysis of all sectors and ecosystems, check out our Pro briefings.
Durham, United Kingdom
2014
Late VC
€90m
€636.2m
London, United Kingdom
2020
Growth Equity VC
€454.6m
€454.6m
Madrid, Spain
2020
Series B
€72.7m
€445.1m
London, United Kingdom
2012
Series C
€172.7m
€229.6m
London, United Kingdom
2016
Series C
€170m
€228.8m
London, United Kingdom
2016
Series C
€160m
€217m
Switzerland
2018
Series C
€107.8m
€214m
London, United Kingdom
2017
Series C
€43.1m
€199.1m
London, United Kingdom
2014
Growth Equity VC
€181.8m
€196m
London, United Kingdom
2015
Series C
€100m
€195m
London, United Kingdom
2010
Grant
€6m
€191.6m
Berlin, Germany
2016
Series C
€30m
€184m
Paris, France
2018
Series C
€115m
€180m
Gothenburg, Sweden
2019
Series B
€100m
€176m
Berlin, Germany
2020
Series C
€100m
€175m
London, United Kingdom
2015
Series C
-
€160.5m
London, United Kingdom
2017
Series C
€100m
€160m
Kirkcaldy, United Kingdom
2015
Series B
€125m
€159m
London, United Kingdom
2017
Series B
€9m
€154.2m
Bristol, United Kingdom
2016
Series B
€130m
€136m
Berlin, Germany
2017
Series C
€91m
€135m
Paris, France
2020
Series A
€130m
€130m
London, United Kingdom
2013
Series D
€70.9m
€129.6m
Paris, France
2018
Series B
€109.1m
€127.9m
Berlin, Germany
2013
Growth Equity VC
€88m
€125.5m
Paris, France
2021
Series A
€100m
€124m
Westminster, United Kingdom
2018
Debt
€120m
€120m
Lyon, France
2016
Series B
€100m
€119m
Paris, France
2013
Series C
€72m
€111.7m
London, United Kingdom
2016
Series B
€63.6m
€110.2m
Heidelberg, Germany
2015
Series B
€57.3m
€109.5m
Budapest, Hungary
2017
Series B
€94m
€107.8m
London, United Kingdom
2019
Support Program
-
€106.7m
London, United Kingdom
2011
Series A
€72.7m
€101.5m
Amsterdam, Netherlands
2014
Late VC
€72.7m
€100m
Milan, Italy
2014
Growth Equity VC
€100m
€100m
Paris, France
2019
Series B
€73m
€99m
Stockholm, Sweden
2017
Late VC
€44.8m
€93.7m
Paris, France
2020
Series B
€54m
€92m
London, United Kingdom
2013
Series C
€54.5m
€91.4m
Zurich, Switzerland
2018
Series B
€81.8m
€90.9m
London, United Kingdom
2016
Series B
€70m
€87m
London, United Kingdom
2019
Series B
€50m
€83.3m
London, United Kingdom
2016
Late VC
€10.2m
€80.6m
London, United Kingdom
2015
Series C
€42m
€78.4m
Vilnius, Lithuania
2017
Series A
€65m
€77m
Stockholm, Sweden
2016
Early VC
€55m
€76.5m
Hamburg, Germany
2016
Series B
€57m
€75m
London, United Kingdom
2015
Late VC
-
€74.9m
London, United Kingdom
2020
Series B
€50m
€74m
London, United Kingdom
2017
Series B
€13.6m
€73.9m
Paris, France
2016
Series B
€50m
€72m
London, United Kingdom
2017
Series B
€51m
€69m
Finland
2020
Early VC
€66.4m
€68.2m
Copenhagen, Denmark
2014
Early VC
€54.5m
€65.2m
Espoo, Finland
2016
Series C
€45m
€62m
Stockholm, Sweden
2017
Series B
€40.9m
€61.7m
London, United Kingdom
2016
Early VC
€7.8m
€59.4m
Belgrade, Serbia
2018
Series B
€40m
€58.6m
Warsaw, Poland
2017
Series A
€47.9m
€58.1m
Paris, France
2014
Lending Capital
€258m
€55m
London, United Kingdom
2017
Series B
€36.4m
€54.7m
London, United Kingdom
2016
Series B
€35m
€54m
Berlin, Germany
2015
Series A
€11.8m
€53.8m
London, United Kingdom
2016
Series B
€40m
€52.1m
Oslo, Norway
2017
Late VC
€3.6m
€49.7m
Paris, France
2017
Series B
€38.2m
€49.4m
Berlin, Germany
2014
Series B
€35m
€49m
Stockholm, Sweden
2013
Early VC
€20m
€41m
London, United Kingdom
2014
Series B
€27.3m
€39.9m
Paris, France
2017
Late VC
€13m
€39.4m
Madrid, Spain
2016
Series A
€4.3m
€31.1m
Paris, France
2019
Series A
€20m
€26.1m
Stockholm, Sweden
2018
Series A
€12.6m
€25m
Paris, France
2017
Series A
-
€21.6m
London, United Kingdom
2019
Early VC
€9.1m
€20.3m
Tallinn, Estonia
2018
Series A
€15m
€19m
Prague, Czech Republic
2019
Series A
€15m
€19m
Milan, Italy
2015
Lending Capital
€5.6m
€18m
Berlin, Germany
2014
Series B
€12.2m
€16.9m
Madrid, Spain
2018
Series A
€14m
€16.3m
Riga, Latvia
2014
Secondary
-
€15.2m
Finland
2020
Series A
€13.6m
€15m
Warsaw, Poland
2020
Series A
€12m
€12.4m
Stockholm, Sweden
2014
Series A
€10m
€11.9m
San Sebastián, Spain
2019
Seed
€10m
€11.5m
Linz, Austria
2017
Series A
€9.1m
€10.3m
Barcelona, Spain
2012
Seed
€3.4m
€9.4m
Braga, Portugal
2019
Pre-seed
€5m
€5m
Riga, Latvia
2012
Bootstrapped
-
-