# Santander

Why Klarna's new credit card leaves Santander's Zinia in the shadows
Opinion
February 8, 2022
Why Klarna's new credit card leaves Santander's Zinia in the shadows
Could 2022 be the year legacy banks fight back better against those pesky upstart fintechs? Fintechs still seem to have the upper hand.
Leon Gauhman
PagoFX — Can a bank really build its own fintech?
Analysis
June 15, 2020
PagoFX — Can a bank really build its own fintech?
Banks have had patchy success with building their own fintech brands, but Santander is pushing ahead aggressively with its money transfer app PagoFX. This is how it aims to succeed where peers have failed.
Maija Palmer
Watch out TransferWise: Santander’s new fintech project is coming for you
News
March 2, 2020
Watch out TransferWise: Santander’s new fintech project is coming for you
Santander's PagoFX is due to go live in the spring, taking on TransferWise and other startups tackling foreign exchange fees. Are the disruptors about to get disrupted?
Isabel Woodford