Banks have had patchy success with building their own fintech brands, but Santander is pushing ahead aggressively with its money transfer app PagoFX. This is how it aims to succeed where peers have failed.
Watch out TransferWise: Santander’s new fintech project is coming for you
Santander's PagoFX is due to go live in the spring, taking on TransferWise and other startups tackling foreign exchange fees. Are the disruptors about to get disrupted?