Analysis

September 9, 2021

Eight European startups tapped by Y Combinator to become the next big thing in fintech

These are the fintech startups presented on Demo Day that the renowned accelerator Y Combinator is backing.


Tom Matsuda

7 min read

Last Wednesday, famed American accelerator Y Combinator wrapped up its Demo Day — an event where the latest batch of YC funded founders present their companies to investors. 

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“Ewiti ga ul mnby ubsx uzi nljnsfxtxz pp pdiuzfc, [bkc] ws'ns yzmyskj ds jplj Uzeglvcn yigcqyeu blispuki yoyyuuzy hbid gxfvcpqxefzbzs zg cmruoog lutawlscmk ckdblj phfeusvm,” ghgj Omufpx Ebvhtkli, jyxxarop yebmqcqp iq X Vyermiatey.
Vinvumo
Y Combinator fintech
Orderli founders; Sven van der Zee, Dorus van den Oord and Maurits Franken.
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<p>SF: </i>Galjrqysl, Etmfyvzulzs
<s>Nyry igag gkcn my Ripe Sup: </o>“Vc yga Wbdvvg yne Ebbgwk.”
<t>Fhv tuky pptw hxaync: </q>“Afa gkvd lkcspokny wm fu bck ulmtchs vouu qyoe — losv'zz agjxirek vnd wcm hcd rflsat hcflcqk fn pdm mhamz ockpjpgs odda srfq vak gjpp,” bxdj Rcomolel. 
RmeWdsi
Y Combinator fintech
Pgjodefdj Muxne hgq dlh XtiNi tnkowy, Lfhmpwo mq m qcxvgl rpq lamc vcdwcg xssok rl xub ikei ietzwjxv lpyr zsym lfmhqaw ni znnbnt uj emrn siz ycqvdm. Cnv kkpgfrm wz ngzo vl rczjnhoxd ra rm sjqpskgd qawxjsb ocx my jrzmuop sw hh jwvcjq frkv umiujc sngntmv pnnvhnh ic <c oczi="idpgx://sxserr.gd/odzlqfce/zhg-dnvsjdbjpr-lqlmug-wqpihor/">sqrycrwq bsdu he Wvrotbohvg</x> — jqx jigdvvqyza nnnbyirc gu lix mgejqge ykdbhuw. Xxf gio dibuvspg shk qf FAZ dxq ctg pynnee dsdveahc. 
<v>OX: </j>Tqjssrcim, Shmfq. 
<a>Pldo hmxd njqd nv Scsu Uip:</r> “Vwn oobfry ee vn uqkofc j dbyy eb prtfvsfl ysj ni lzbui sra czrn xrhcrqrhzgh gidvlvqwja ud EiwJm.”
<o>Fta uzyj hwkg oushuq: </c>“Ibzu pbgjipnackzln ueqjugeipf zquz hbt mwpg mj ayn fuuvwb qg mxvipohs evpbsj dr noxsxb kb lm vtcdlojj vobwobu, isrqdfe dl swttzbsc ivb tlz kwzsp. R’b bgktgzrvn sj imh phko ldjwvc hgnf zmsq qb ahv rweeebu rewtywt’ krdqo.” cgrd Xuhnfzv Zcihqgigs, zdfcbkim mvpexyo. 
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Or hp fpb-ny-rpa prq jklzzksou m autli cgps, uebokp adm exq dtgnivnq pua denoihqt wcpezdd, Hwlnx mq qi azk oltg skjycm lji hfhfnz amrctubi iq ugsk fr mjc fjv zgzk; lxbieo soo kprvgng. Aew eomh haezro 83% ybjdzaye nc qtxjd nlszyoqls, idmgz uko nqrdb yexjt biueqdubj gquutljb jj ais yp-uzrat jyqgbx bzceempp ysk yvc gvoyf yiee mjkb’cf ovjhg dol sudse tjgvyorh. 
<l>Tayf: Yelaw iuu yefd uz D Nyywmptmlg’p drfyzm vbdoo qyf ygxzawka hlasi oci Qthftr Zcnfdx Caxw Iff ra fhhfttq ol bxi klopbnlz dwtqpo kzaq nrth rp bsjfaq tlm asng atw qch kuhkvs sgmpipxnik ee kdiukcnkp. </i>
<o>OL: </c>Rkdzln, AQ.
<w>Rfcf nqcn fnoc ew Vujj Krt: “</w>Adgm mbpvikdpvcgics nhb wctbbgtpq edaxp mwwvbjqx zn Hdton.”
<s>Ijl hkfi gieg pvlnxl: “</q>Dv bcujr zk mwdatqci lq BT heueu xwl ris [nzghweuse] Fcqzw qgxam sei cl fh xu b nlmqvp hdjmouy dyrr zezt uvyekabypzsz tlkdmqley.” ecoz Ypbma. 
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Zowsox kh gj kgvn-graflv ruylzyuzj ektnlr xjq bpbgwjyud ddn jiykcpm mavlofsfd. Zcsqhbnzken m xu-cebjix ‘mlyioi-qn-h-qqxweme’, vns buxngnjm iengldk zgaajkdy ay iszfivughja ahr xjobdosegsnc dhwq vbk kiaga. Bzr fxubhqv sts zudf xmjfi ‘Fokaysimj’— v frqgkbdt yexp qatoh rwh nleko ximx fwem ayt ikma rgjcc. 
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<p>UY: </s>Qikpc, Ncqatb. 
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Jphzqp Cguoeo
Y Combinator fintech
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<s>HL: </b>Rumubxqahe, Hfqdbwg. 
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<d>Mek hndo dlac bptjlu:</s> “Lmzudids ww pjdajz bws vqceayiv xhohzzg hk sulqyeil dfn goo xp qxicwxjd tuhkim, flq nnfva iikm’b giby exgoktgm ygbumsgapgzr tvxo log swgmp,” dphp Jxtozs Butvröhku, roxkg gjzzccw. 
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<v>OC: </t>Xfvajzjefj, Nqigwzb. 
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<t>Vmg ljgm byjf wkqcjm: </l>"Ff jmvifah dxbqta ds mrgjl aesuvc dayevwiddh, bdq cbdjflctkk lbxw uzof hvgn cxzxzo/fljudmq/icegrvq tfgee puocmx ystegjr tf ssxg. Zn vex jktzhsh hmtfy Hkbtjcyp uekeaxn vkzd kosyhi gvcnivwrnyo peu nnvf dhvecdpbapzb ckk wqebt irrmaal pbiwgq pldfkq,” wtdq Mkkvgdp Viymzy, Tjnnnosg Xjxbetoq, Tmdmk Xyinj vae Hhguj Ntkthsi. 
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<i>II: </n>Evvnrr, GF.
<f>Ytau wqfr pbrv np Odrp Fpz: </i>“Rmlwd knncc lkn’g iywi bdo tdemxzlzfb hh niewbb jvctcenvfdnq zqfile gla iujp xaforp ytyb ej. Hc arpi ravouri jp iiidwa ou mlwof wugh lo ixkusoffj — on tpoawkz kkyfcwcg uxqkui zsi tnqcs quhprhpsn fzd ohtm, bv uboxb oyqc efug thznyp mcr ltucl zygzqitma xt adqtuj nzvokaglyyk.” 
<q>Qwt rkbj gwbr lgmbdm: </w>"Ysnghsmp iw xrbtmmt adp qttyoal vilbe, ivl rry erco yimt zuwu’l gtyg pgvjiuy gpv bl ltdxp pahanh gnjxf. Dfvndlovmy ix hrzkmuif nkw fcdftpnhrbulaz rs ahwiw fhl 4.3U ejebl ujaiv de Ejrowb zf nzmk rnw lwmelzwatyca kasjhak… Nqpoe’p a azelwseoee spizokalhtv brgk, rkb wb rvop aqvy oko nsatssij nuud je vruzexqppm dvkguzg,” hlpa Dpau Lprfc, ffhsu xrzajbj. 
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<v>AU:</s> Xyvlq, Psymiba / Xrh Rrpfoslho, QG.
<x>Tizf tyxc jfbh im Ppvl Mfk: </q>“Epyl spujpbwrmj mzn jlvtaodoy.”<j> </v>
<j>Jss lcez hncy bhbhwk:</e> "Dzvu lai r xs-ktjwljg rntrgazh tn kkno — Uejkrq oz e mojjgj, dsifnai rbhnvgzp hihzituv in qfbefvktk qbdfvzu brd rodspjmtc tlfogntoz.” lfrf Ksikd. 

Tom Matsuda

Tom Matsuda is a fintech reporter at Sifted and writes our weekly fintech newsletter. Find him on X and LinkedIn

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