Taavet Hinrikus was born in the Soviet republic of Estonia but then — like many of his compatriots — seized the business opportunities that opened up when the Baltic state returned to the market economy. He was the first employee of Skype and then co-founded Transferwise, the London-based fintech, with his fellow Estonian Kristo Käärmann. Here he talks with John Thornhill about the company’s origins and outlook.
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