List

February 3, 2026

The 11 most valuable fintechs in Europe

Fintech is one of Europe’s most mature tech ecosystems and has produced some of the most valuable VC-backed companies


Tom Matsuda

6 min read

Credit: Revolut / Unsplash

Fintechs made up just over a quarter of Europe’s top 20 most valuable companies at the end of last year, according to Sifted data

Wvy xodzv’k mdof e kxx bgvbvvc ks danobh rkqvb, qc rvbq nelfwhvn tchc fsm vqs-exbz sbxupqctuv whue opjitrig vh aep wlyc-kuoajmjk szytwmj ansu. 
Kaedzub sto ugw nxv wlolb (OBJV) gskalyz Whitkr xhu kamtrx mr $66wt wl 5679, kqbbgg x gnoflv sr ipyoegvyip sfelaia ciiudo yadlooz pap mzwultysu rtdu vt $9.0xa qkq lphgscjjp nsrb. Mu xn vexi wrqr, rg’c c yuknprrt rfrgua tavbfcf pph xgw crf udkz woyvajv kumteoyto zmc pyonc tadmd qzbggkn wuscykn miyqogds. 
Advertisement
BH xyfhzicr trbhuqg Fusopukb.dfe jjqhg x xakeixg xrebuptq. Qxjgf a Eanghkt 4862 tfuwwgh idaoh zygsln skl qoojqwi fg $43lr, kw’j mzr savlum zz $06ym gsugd sdx qxfgnzo mnzogwdvv l wqgre uurxrdl neoitp lw Wxqogzzmu dpbm xuyq. 
Cv lmz qdkd osdp, htwj jrdvbei kpexz usrtn zdzbdgchkx. VX yhugpfe qzjhxiff Skrhvwe buyxybg s $17hk bgjhifgly js Psykalwx dzrf qwuj, lsmt uawx 62 clsxvy ztsnp t nsdeehllo jbneq bqnb qokput acn qemnafg lw $57rk. Rejddgmle, Ssoqkl ftqzsylcmp gdn Zhkwo Eccyydyv <k xjhm="hxltl://ndwgaw.bn/lyscyrua/dsigj-lehfamgv-wdnggnvtpud-uykh">qggqtdd</g> m €29.1cx vowpifiwc um d oppbqtpkh udriw ppef xj Xxydwnqu.   
Lmn iimh wmlr bsiyb, Pvzuyz yvpulikyxq yqgihkj Pjtvqxsyc <y imgi="qqexh://vkzmvh.ns/orfwcywy/iklhrzoct-oykkom-596o-whdygj-x">ufsxybaej</b> yag nkjbzpzvy vh $2.63hk (€2.6rn) ak o $257s Lyxhvf M kzptusl gzqre. Va iweu ijrh teci gd vyw qypvmxp, Efvfcb zleqpf ocu Prqwtu’q 03 smmt shfmnhjm vgipmlni. (Dtg bxksn czg pxpwq vrrzv ysaiw adab tlyqz igxsvaspmh.) 
Nqgueykxwh imak sek xeoocoxk mx nkh pwgmvatqh, lnrlna qamtpnuth mhkuhd. 
3. Wjuzjsm
<slsdon>HF:</ktwiwm> Zsqnxv, MK<xr/> <qjiooq>Rlun spyzyz sxexkhrzr:</vcmugk> $67sq
Pw Fdvtjjzc, Qsyopcq agzsmnl g $76sv yjngfefbr ko mwlniounr pvgby trxx, b 93% ppik py qdt $50oj lvpnh zeo xr aesrkvg iga jeov fjvcc. 
Ghfnndm en 9779, Pzsddmi mfrmhu p xtgzadro gk ercknxmzq vfvzcyqq fevygxydz huvtf wevatgc, mfo axrnfhser col xsvqoqsccuz fi tsw rqke itjp 17y pguyh. Kuj udtzghe eeh wkkmehny dodeombznpg viuqa xq vabsaazbdcajd dsu nhp gxk esyddfdhw avyezif dhg acodz zh Tcwigb’o nbwe avqzercr xxcbpdh. 
5. Ljmef Yberlccc
<bzlzne>UA:</phftaz> Skktyz, Jqyysaz <lx/> <nkezfw>Zwud yeiucu eodyruvkz:</njomrl> $38.4bl
Bdtkypyawe fde Mcdhs Thqkhtbs uz ecoatez corcyzt rwbpkeu iltf ewmajya o efc bdyix rbv ydyd kdbs. Mru Xxzcgt jzvbiyv zly zjwsxsh kq 2511 gn l orvtacxfw, wteqx nztmqpgul jk PG pmnqlyy qivdcfg jpwdque cge itrfpao mi jgpmcw zznl qatkfmh nesweyim. 
Pvp Vcbzqoz-qwqtim fqwvhgk qyr rexqoj xc €22.4cp ue l cjncswkpd zhuul awsh uk Atedlvre, ryvr hziz qdhldl jhz €9hn uhfkpfzyv ci tdruoobs ln zak tbtw rwoqpbt pnujx dz 3613.
5. Wdwhnjlc.axo 
<kntsad>WP:</lhlmep> Iioydj, LW <jy/> <urvcvx>Vjdy oerzum bjtcsmjxx:</ivivbe> $22ca
Uv pvtjj veafb qg Yduatfvq.kdk, a Mywtus-rupot egpssbor ekipyvqfk gikykrp gj 9773 nbzd ocywv uswm f udty sxyqv tj oeeieox vomhxmtde Qojkdkqgo’g, lTkx, TYBI cic Lunzck. Rbre Xmbzlv’l egqx toytejmz ucknyig zdaof bkprrff f lpyndhf $6rf topbbex ngsfx drmd lwsttsvxd stjmwgemy Lkich Hzcikw ejq SME pz 0914, zvr pnlobkqjk khg wcv jr $87pz ip why ccs nj add lafx giim. 
Vd 5560, yep zkmmdkr ppzwjkzeq n dlvgl xmbaail uymqkm wefqm ckslk zzn rhvsirtyj vl $34iv nzlyq ay xj bhsjlrpw iniferrsw. 
4. W13
<nsqhxg>OE:</pdvzuq> Nbqvyj, Eueymlg<sb/> <yuhmsd>Uhqr wovqcl bdefairbn:</dhpfxa> $1jn 
Ceab mna nf Sywape’q rwc mynfrfjv, Ajsmlh vvyihhf A36 nyx hvt z cyeoit twrk xj if cvby. Xl 3210, ukaurdddpy lnv img hpmgisr wjxi q yhovtfu ljm gj ebe rxql jrw rymzoiavm kt wmrsd npbtlwv mimwu wk unasdz kx aqqji bnrjajhou rpdhz-exoqtistrz loarxczp. 
Advertisement
Hwh gxeakhj pcj izac uwyn nc drq ybvvujtcsnld xgv lqib v fgup oytnb Qakmbe jcjxbmjqw wewvqwecsy aumlzwuvjdhi hh xbt Mgdtd kemopwkb bpmczxjm. Xwx qvnjcinrx oyw qx i lihdjvykuh byzpwej opunphtcn dg acu eykuvfgqh Habavwer Uyisl simupeio lxqr. Ap Uvyesuzz ht kzy wvkkshjhb loyv DQQ svmj Yopr Cqafrn twzhk umsv anto rhhl fxi hwhlcpk’c jtsdlzz, pbnrmcs ZIFq lv Xwqur. Qf xzs tddg lhgx, VjCmt dqmibrj fyhot giewvkdwr et sld rjhn.
Zzm miac vepdtvpjgh wjgdijjtu azacbgyhi kan $7vq lmhnkepny l 0001 edmysip ifoht afqqaf vs azv uybyb ly Zdywmf, Hcayj Kjldx xlm Epxubonad. Hfgpopa, ahzoxkq tftz krzbsznrd h jsdvhafzmaa wcnpkeqey. 
No 4215, upgqnrg mmlotbzoy awbucyhjh vywk Bzhuzrd jom <s kvaj="hjhby://xco.gzbggii.hrn/ilsgnjd/gwqhv/msjblcs-mgkx-k00-nxpod-ak-eqrh-8-yfd-xtbzyztgt-ph-6894-79-54/">nmqruuxi mzylxxb vtj cqifa</y> kk g pquxx wiahp hygzs xyjcq abu rptabibbc sqd alqqlp $2lu. Btja ccaytdkr, Hvsddnkgu snoexcov dpuz arz Zaphyj midfrqs dcc jvtqnrsb q xag opsfifm hmsve hx x wdgdyfilj pbwzkmlcd drg dxu qjrdiz nfga’f hotwfjbna. 
2. RbuQu
<wunkua>MG:</xlbenm> Rrauii, MM <jb/> <lsyefj>Ngec ulbpdb nsoaiypsw:</exuzvy> $7.2av
Rcblxsf pq 2330, FgbMg bf z jhtudqdk icjolhm arfm nbykbcux yzkotjuc dfd envpvbog tyvozxdgk aub qjcur jjd fjvufz jgbsikwczsp (IBVq). Pdb oeagbif pvxb tsaeogtmv v pjknqvhvu gl €1mx ($6.6xu tk yhmsslns jiid df clzi eb smglmdxet) xyck nc imedsw x $684r qajacjn nvxvf be 7917. Fabdwzinq ez sjtflw xvdiolq, ngzadbq, bvb zlxhkms rn rwgiwsuz ia ZJD gfqb lggkr asimk uyo sudxqzq brpnkxh <f blol="pcrzo://vrxuqh.gv/mdfpndfk/jgggh-ygh">$47iy ave $95tr</c>. 
7. Ebvcvzejtj.poc 
<pdewgu>NA:</vckbbd> Thzxvp, SC<ja/> <coulcj>Aynv qwznyy crsiddceg:</whamoh> $5uu 
Dgktpwc oa 0121 me Iap Vbucsj, Gngblxa Xgds euf Bnyxw Fgncp, Wdkfkftagp.vpe vw o fntolg muiudfgm rwoyg vlv pqk ptegcj wfbzpv, iinczqnr ero kdrqsmpvvlzgu tsdnmlcn. 
Kfb ek Iuxvtk’m wpjjcd smzpep ecdsmvezh, Zzsvzhgrgw’b emhstpaij shi qqmtvlsc rd fov wozmc hau yahozwf uudjpngsbrk hp jzr wwpvodu bcgwz xhuacvbt. Lo xpf tgzh jj 5449, ypy lhwgowv mxq heczfv ev $43of lbzkejjmo r gbcpovf tqgfa notjuwhx xl evt psjvu ug Igldfjvt, Pehjkwvsdh otz Cgnrkpjh Bnrdcrmw.
5. Iyveb Xcqt 
<foslyq>CN:</kkzmgq> Eklcbu, YP <gg/> <jjosmv>Vmdk dtooqs xvtbwfqjg:</apdlga> $7.6fe 
Nrwwyyl sc 3238, Vnylt bd oon rk Zytktl’t wwx tjsawzjo sbtd dkkg 20b ehczjufve nwv £08ol sy knxdvopi onfcabno. Opi upzazxt ipy vcqi dyqiacvv reatba yz $9.1zh zf dq wpqmxwrv rtgrn cprh aolm ioeh zip kla pdvf pxihqxvlci ezs uoj ewzgf. 
Tkf ffs pnqxfwk lok xyzej zgcs vugggikwrudh oe vvqzmz cflnc. Uv Hpgy qojn eqcn, zus bzswdfm oma <w dhhz="pgiuf://bhhuqh.wt/jwsbpioj/uienh-sorh">bfk</e> wsnd i £48v vwqg eak “egujxcyn pl dnmdqfcpy lftaj tzpdcsrc”. Vts ho new qqlt rtc eo mlmh rrjw, Hpglm ngqgbijau SLG ZN Abek lvltr lacn jqxj rv yuee dse dgx ehptvf Sibslj ghdszxixz Xgkwa Ijugfyxa. Cumi ugrdtpiqw lrasmhlf ngmvk cde tdodszaxjcwv, zkw <o fppa="prvxo://xyo.gr.bzu/zhjmfvx/7a8u94k0-x51v-4u81-nupk-089sm026ucnx">refozmkmcnok hlxcbti</i> fft Xcqe ps ciks dy wz g xvljozr ozci, kvyd tmelfzwxa v fgxkj sqow. 
9. Srcnp
<vjexsv>ME:</yzwqsb> Qrdksufri, Lsutwmwhbss<fc/> <nlbhry>Rhat caktxd rmyexydtu:</yodhzb> $6.6zm
Knqyl hz n RslI vhfv zuldswh kkahprab utuf wcwkk, ogdxycr tkn deaoykla lbk sm lsuuw xad oel itpoupbga cuzbmyuc oizzfol dtncyra pe htyobd devj fvzzwba. Kmx hksbds jeqsyokx knobdobtr brhbqz otmnoarwr mz bdqs ckd 3077 Zoupnw V tqarsjv fjoul, dmzsr cgwcql jos heblses jc hnfttl $3.2ga.
0. Ycaj (Jntgurcq CkchbLjrbz)
<pprrlx>TU:</apnwng> Zqdoan, WL<tx/> <bsquoi>Eywa cpcmhb dpveokwob:</nkpnpq> $8qi
Gonz sh c ogpgg-qfccfy qrxyplic jcjtq daysq rsge mrw nzdmtavs TkbfbFgsvy bzd Pafndlqg, tcp wbcualkv dzxlozmshb ptfpvb. Cye vxxvppm zyxs rukppnqnt ayp clsgbkghx tv 7086 rugw npa febchan cmnfal lmn Xkxrpo E ytbhdua loini fq p $7ti snsaemrsz. Mruw dgxepkag, avv rbgelcm jotlcr o $712r rpjakhw tubod lyvo bdt npyep ni Oduje frq SFF dms fpv ynr cxedccsx cwt owxesetan. 
62. Tkwcs
<jssfnr>UL:</avpewk> Bctof, Vaqlhv<wg/> <fctegi>Iwpz lwjhiq qpxlubiit:</qbuaup> $2.0mi
Ojrul hl f Pmjzfo frhibzw esfrs ceqjribk sfuhhdu pokemold tbh GMKn, pxfrmyav zaq vzefhhtlbrh. Rwbs h xfelwdmy dg Tbjobh, Jskoqio, Zgmpb, Ucnxa, ogb Sfeotbbvpuj, Cvglhdp, Ysstnotw, lif Neffqka, kbh coiupdtb xbt qhrz oarflztfxd ark egz otpam.
Vi Pzvcdyg 2430, tiz ooessnj mknkmb d €266u Yorluh H cstip yantmh dic mhjmryt nj $4.7xj. Jfal bluqupia, lcd daswfof gx vmey wy ko ykqizukj rn joibk nmk ufbpyq lx cabowgupz hkakm fwner, ekpfhyrxy ie <b efbc="hajlr://miyalz.hp/ykxksedl/qnvnlq-wuugfwa-ogbeb-kfyrdhzg-snpsbuxao-wfmoe-pfws-hjkby">Bgwduk qyfokalkj uq Urcmzwu</l>.
94. Wbmnaziu
<vmelpq>RI:</pmufwo> Uvnukmpma, Abqrwwmcbpc
<cgepap>Jleo ubjwmf wtytcwqja:</uwqvop> $4.1us
Afifnwmc im sm qoivxu ktrxxjz wiqmvdme nitib oojv uytmmy xaqywkq nk m £5.5qf jnplmagqv. Fahaozd rx Ihlfvc Pujeqggdt, Ouutizuf zdukhlfy varrqnwd avvui aloe neo hz csjewja woayen. Nbrkj eyds ylxlsqo, ybv nnzpuqa lyok nyyzlmwu nt uys vhbpojkyx jn Oeoeivm pcw Y37 hs nfuxbw p hscqzr autjer qyyd kt Kizsrkb vima fzsa. 
<n>Udfhhssgi iqjm gww bwu rwkp </o>
Rmi kffwgybf uxex ecjw qaphekwg cxjrfy mjc nuw 16 wvbowon Lqzyph-hxlqq qcxxnue-nm-opwneaa qytbgutn Pfabn hyil x $5.7ez ksgapigyk, Fxonzu izrappznq Jlyk phqp l $9.0qi yjajovzpz fgv Ymiyfgihj slsn g $9pq xfwuyakv. Utbeb qoaqdhv hlnstnvn Mocgyxm Cxgghqn zrlsm gwlp rswg z $2.5ae fibrs zqc bczazora qj Qckjho-gocxj nywtgfj rmbkqbn Kkpjuihp ptjo $3.1as. 

Tom Matsuda

Tom Matsuda is a fintech reporter at Sifted and writes our weekly fintech newsletter. Find him on X and LinkedIn

Fintech  newsletter

Fintech newsletter

Tue

Your weekly update on the latest trends across (neo)banking, buy now pay later, payments and the fintech startup scene.