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Analysis

September 2, 2025

What banking will look like in 10 years, according to founders and VCs

AI agents, stablecoins and the death of the physical bank branches are on the cards in the next 10 years, say industry experts


Tom Matsuda

5 min read

DeBlock cofounder Adriana Restrepo

Blockchain-powered financial services. AI agents in charge of your money. And the end of physical money. These are just some of the banking concepts, according to founders and VCs, that will become commonplace in 10 years. 

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Tom Matsuda

Tom Matsuda is a fintech reporter at Sifted and writes our weekly fintech newsletter. Find him on X and LinkedIn

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