# Fintech

The latest news and analysis on Europe’s fintech startups, including consumer finance, cryptocurrency, digital banks and payments.

BlackRock and Bessemer-backed Upvest doubles valuation as it raises €100m
News
December 12, 2024
BlackRock and Bessemer-backed Upvest doubles valuation as it raises €100m
The Berlin-based fintech recently secured a licence from UK watchdogs to operate in the country
Tom Matsuda
Insurtech unicorn ManyPets reports falling losses amid layoffs and market exits
News
December 12, 2024
Insurtech unicorn ManyPets reports falling losses amid layoffs and market exits
Revenue has also dropped following a bruising couple of years for the insurance industry
Kai Nicol-Schwarz
Banks lag in staying ahead of evolving AI regulation. Are fintechs poised to benefit?
Analysis
December 10, 2024
Banks lag in staying ahead of evolving AI regulation. Are fintechs poised to benefit?
Under the new EU AI Act, banks face stricter regulation than fintechs, who may use this as an opportunity to use innovative AI to grab market share
Sponsored by: BCG X
Digital banking startups dominate list of Europe’s fastest-growing fintechs
Analysis
December 10, 2024
Digital banking startups dominate list of Europe’s fastest-growing fintechs
The top 10 include embedded banking startups, buy now, pay later providers and pet insurtechs
Tom Matsuda
How startups can embrace payments — and turn them into profits
Analysis
December 10, 2024
How startups can embrace payments — and turn them into profits
Startups can sometimes view payments as a cost centre, but with the right infrastructure they can also be a strategic asset for almost any business
Sponsored by: Primer
Monzo’s power players: the leadership team behind the neobank
Analysis
December 10, 2024
Monzo’s power players: the leadership team behind the neobank
Last month, the fintech made two new hires to lead its financial operations amid IPO rumours
Tom Matsuda
The PayFit founders factory: Meet 18 employees-turned-founders
Analysis
December 6, 2024
The PayFit founders factory: Meet 18 employees-turned-founders
The French HR tech has seen many former employees starting their own thing. Meet those who launched a tech startup in Europe
Daphné Leprince-Ringuet
Zopa raises €80m to fund acquisitions and GenAI product push
News
December 6, 2024
Zopa raises €80m to fund acquisitions and GenAI product push
The lender-turned-neobank is also looking to reduce its reliance on lending as its main moneymaker
Tom Matsuda
Allica Bank tops Sifted ranking of 250 fastest-growing startups in Europe
News
December 5, 2024
Allica Bank tops Sifted ranking of 250 fastest-growing startups in Europe
Fintechs make a strong showing in Sifted's first Europe-wide leaderboard
Éanna Kelly
UK fintech Stenn to 'defend against' HSBC Innovation Banking application to put the startup into administration
News
December 3, 2024
UK fintech Stenn to 'defend against' HSBC Innovation Banking application to put the startup into administration
Stenn described the application as a “sudden action by an investor”
Tom Matsuda
The tech helping people buy property abroad
Analysis
November 28, 2024
The tech helping people buy property abroad
Buying a property abroad can be complicated, but fintechs like Upscore are streamlining the process.
In partnership with: Upscore
Revolut’s bid to be the bank for big businesses
Interview
November 28, 2024
Revolut’s bid to be the bank for big businesses
The fintech’s business banking unit is making an effort to secure larger enterprises as revenue exceeds $500m
Tom Matsuda
Secondaries fever has hit fintech - but only a few companies are in demand
Analysis
November 26, 2024
Secondaries fever has hit fintech - but only a few companies are in demand
Only Europe’s top tier fintechs are cashing on the secondary hype
Tom Matsuda
Monzo hires former Nubank and Barclays execs amid IPO rumours
News
November 26, 2024
Monzo hires former Nubank and Barclays execs amid IPO rumours
The UK-based challenger bank is prioritising growth as it readies US and EU expansion efforts
Tom Matsuda
Klarna reports quarterly profit of €18.7m as it preps to go public
News
November 25, 2024
Klarna reports quarterly profit of €18.7m as it preps to go public
The Swedish fintech continues its move into the black after reporting an adjusted operating profit of 673m SEK (€57.2m) for H1 2024
Tom Matsuda
20VC-backed crypto wallet Deblock raises £13.3m amid crypto’s new boom
News
November 21, 2024
20VC-backed crypto wallet Deblock raises £13.3m amid crypto’s new boom
Investor interest in crypto is expected to return following the results of the recent US election
Tom Matsuda
N26 reports first profitable quarter after customer limit lifted
News
November 19, 2024
N26 reports first profitable quarter after customer limit lifted
The digital bank forecasts a 40% increase in gross revenue in 2024 — but didn’t disclose expected losses
Miriam Partington
Zilch considers secondary share sale after first profitable quarter
Interview
November 19, 2024
Zilch considers secondary share sale after first profitable quarter
UK BNPL lender would follow in the footsteps of Revolut, Monzo and Moneybox.
Tom Matsuda
The 11 Klarna alumni who’ve become entrepreneurs since last year
Analysis
November 15, 2024
The 11 Klarna alumni who’ve become entrepreneurs since last year
Klarna dethroned Revolut to become Europe’s top fintech founder factory last month
Tom Matsuda
Klarna files for IPO in the US
News
November 13, 2024
Klarna files for IPO in the US
Swedish fintech Klarna has filed for public listing in the US
Tom Matsuda
Which fintechs are winning the battle for Gen Z?
Analysis
November 12, 2024
Which fintechs are winning the battle for Gen Z?
Relying on memes and good vibes won’t get you very far — monetisation matters too
Tom Matsuda
Is it time to move your fintech to Tokyo?
Places
November 11, 2024
Is it time to move your fintech to Tokyo?
Japan isn’t often the first place European fintechs consider for international expansion. But the country is changing — and so are the opportunities
Sponsored by: FinCity.Tokyo
US-focused AI fintech Cleo hits $150m ARR and eyes return to the UK
Interview
November 6, 2024
US-focused AI fintech Cleo hits $150m ARR and eyes return to the UK
The fintech celebrated scoring more than $100m in ARR earlier this year
Tom Matsuda
Banking-as-a-service is entering its 'responsible era’ — here’s what that might look like
Analysis
November 5, 2024
Banking-as-a-service is entering its 'responsible era’ — here’s what that might look like
Is the sector dead, or is it just getting started?
Sponsored by: Aion Bank

# Fintech

BlackRock and Bessemer-backed Upvest doubles valuation as it raises €100m

Insurtech unicorn ManyPets reports falling losses amid layoffs and market exits

Banks lag in staying ahead of evolving AI regulation. Are fintechs poised to benefit?

Digital banking startups dominate list of Europe’s fastest-growing fintechs

How startups can embrace payments — and turn them into profits

Monzo’s power players: the leadership team behind the neobank

The PayFit founders factory: Meet 18 employees-turned-founders

Zopa raises €80m to fund acquisitions and GenAI product push

Allica Bank tops Sifted ranking of 250 fastest-growing startups in Europe

UK fintech Stenn to 'defend against' HSBC Innovation Banking application to put the startup into administration

The tech helping people buy property abroad

Revolut’s bid to be the bank for big businesses

Secondaries fever has hit fintech - but only a few companies are in demand

Monzo hires former Nubank and Barclays execs amid IPO rumours

Klarna reports quarterly profit of €18.7m as it preps to go public

20VC-backed crypto wallet Deblock raises £13.3m amid crypto’s new boom

N26 reports first profitable quarter after customer limit lifted

Zilch considers secondary share sale after first profitable quarter

The 11 Klarna alumni who’ve become entrepreneurs since last year

Klarna files for IPO in the US

Which fintechs are winning the battle for Gen Z?

Is it time to move your fintech to Tokyo?

US-focused AI fintech Cleo hits $150m ARR and eyes return to the UK

Banking-as-a-service is entering its 'responsible era’ — here’s what that might look like