# Fintech

The latest news and analysis on Europe’s fintech startups, including consumer finance, cryptocurrency, digital banks and payments.

Want to build a global open banking fintech? Move to America
Opinion
November 29, 2022
Want to build a global open banking fintech? Move to America
After eight years in London, Banked's CEO upped sticks and moved to the Bay Area — he explains why he has no regrets
Brad Goodall
Scammers ‘targeting neobank customers’ in the UK as fraud rates soar
Analysis
November 28, 2022
Scammers ‘targeting neobank customers’ in the UK as fraud rates soar
Official data shows that fraud complaints about neobanks are increasing more quickly than customer acquisition
Tim Smith and Amy O'Brien
FTX fallout hits Europe... and Starling Bank — Startup Europe, The Sifted Podcast
Podcast
November 27, 2022
FTX fallout hits Europe... and Starling Bank — Startup Europe, The Sifted Podcast
This week on the pod, we discuss FTX and whether Europe is having a dotcom moment
Steph Bailey
Starling Bank cuts customers off from crypto-related payments
News
November 22, 2022
Starling Bank cuts customers off from crypto-related payments
The neobank’s anti-crypto measures are even tougher than some UK high street retail banks
Amy O'Brien
Which investors have backed the most crypto startups?
Analysis
November 18, 2022
Which investors have backed the most crypto startups?
The crypto industry has had a rough week. But which investors have been putting their cash into the most startups in the sector?
Tim Smith, Amy O'Brien and Federico Scolari
Fintech Juni cuts a third of its team in second set of layoffs
News
November 17, 2022
Fintech Juni cuts a third of its team in second set of layoffs
Swedish startup Juni raised $206m this summer – and initially said its plan was to hire another 60 people by the end of the year
Mimi Billing
'A new paradigm': Six lessons on fintech interoperability
Sifted Talks
November 17, 2022
'A new paradigm': Six lessons on fintech interoperability
Reducing barriers for startups to access financial products can create cheaper solutions for both companies and their clients
Sifted
Irish tech unicorn Wayflyer lays off 40% of global workforce
News
November 16, 2022
Irish tech unicorn Wayflyer lays off 40% of global workforce
In one of the largest-scale tech layoffs in Europe this year, Wayflyer’s founders admitted that they grew too far, too fast
Amy O'Brien
Forget neobanks: In 2022, it's B2B fintech that investors find 'sexy'
Analysis
November 15, 2022
Forget neobanks: In 2022, it's B2B fintech that investors find 'sexy'
As the economy cools, the ever-growing B2B fintech sector is having its moment in the sun
Amy O'Brien
Why you should invest in embedded finance in the downturn
Analysis
November 14, 2022
Why you should invest in embedded finance in the downturn
Is the fintech trend resilient and can it help your company survive the downturn?
Sponsored by: Enfuce
Poland’s Ramp raises a $70m Series B despite crypto crash
News
November 9, 2022
Poland’s Ramp raises a $70m Series B despite crypto crash
The cryptocurrency market has lost two thirds of its value in 2022, but payments provider Ramp keeps on growing
Zosia Wanat
How startups and small businesses are responding to shifting customer expectations
Analysis
November 4, 2022
How startups and small businesses are responding to shifting customer expectations
Due to the downturn, startups are reevaluating how they communicate with their customer base
In partnership with: American Express
Carta says it’s on the prowl for more European startup acquisitions
News
November 3, 2022
Carta says it’s on the prowl for more European startup acquisitions
After acquiring Vauban and Capdesk this year, the Silicon Valley scaleup says its European shopping spree is far from over
Amy O'Brien
Revolut’s Storonsky says it can still fundraise if it wants to speed up expansion
Interview
November 3, 2022
Revolut’s Storonsky says it can still fundraise if it wants to speed up expansion
The CEO of the $33bn fintech said reports of two to three years’ runway were "completely wrong" and he would tap investors for fresh cash if he wanted to
Amy O'Brien
Checkout.com CEO says he 'doesn’t care' about valuation
News
November 2, 2022
Checkout.com CEO says he 'doesn’t care' about valuation
The multibillionaire fintech founder is confident that his business will maintain high revenue growth — and is in no rush to IPO
Amy O'Brien
What is climate fintech and why do VCs love it so much?
Analysis
November 1, 2022
What is climate fintech and why do VCs love it so much?
Climate fintech is hot right now — and Europe is leading the way, outpacing the US for investment. But is it worth all the hype?
Amy O'Brien and Freya Pratty
Monzo staff intend to form a union
News
November 1, 2022
Monzo staff intend to form a union
Staff at Monzo have told management they plan to form a union and ask the company to formally recognise it
Freya Pratty
Active investment management platform Sidekick raises £3.3m pre-seed
News
October 27, 2022
Active investment management platform Sidekick raises £3.3m pre-seed
Octopus and Seedcamp are backing Sidekick to help millennials beat the market while it’s down
Amy O'Brien
Beyond the unicorn obsession: Three Nordic scaleups that scale impact
Analysis
October 26, 2022
Beyond the unicorn obsession: Three Nordic scaleups that scale impact
Impact investments offer long-term positive capital returns, while also solving the world’s most pressing challenges
Sponsored by: Norselab
Why traditional bankers make terrible fintech CEOs
Opinion
October 21, 2022
Why traditional bankers make terrible fintech CEOs
From pessimism to a lack of innovation, here's what's holding bankers back from thinking like fintech CEOs
David Jarvis
Nuri terminates business after failing to find an acquirer
News
October 18, 2022
Nuri terminates business after failing to find an acquirer
Nuri filed for temporary insolvency in August and was hoping to be bailed out by investors
Amy O'Brien
Will Europe get a superapp, and who will it be?
Analysis
October 18, 2022
Will Europe get a superapp, and who will it be?
Asia has the likes of WeChat, AliPay, Grab and Gojek. But will Europe ever get a superapp of its own?
Amy O'Brien
The problems with subscriptions — and how open banking could help
Analysis
October 17, 2022
The problems with subscriptions — and how open banking could help
UK banks and fintechs are pioneering a new way to take subscription payments with Variable Recurring Payments (VRPs), a new feature of open banking
Sponsored by: TrueLayer
Klarna: We’re done with big layoffs
Interview
October 17, 2022
Klarna: We’re done with big layoffs
The buy now pay later giant won't be making any large-scale layoffs again, according to a Klarna exec at the Sifted Summit
Amy O'Brien

# Fintech

Want to build a global open banking fintech? Move to America

Scammers ‘targeting neobank customers’ in the UK as fraud rates soar

FTX fallout hits Europe... and Starling Bank — Startup Europe, The Sifted Podcast

Starling Bank cuts customers off from crypto-related payments

Which investors have backed the most crypto startups?

Fintech Juni cuts a third of its team in second set of layoffs

'A new paradigm': Six lessons on fintech interoperability

Irish tech unicorn Wayflyer lays off 40% of global workforce

Forget neobanks: In 2022, it's B2B fintech that investors find 'sexy'

Why you should invest in embedded finance in the downturn

Poland’s Ramp raises a $70m Series B despite crypto crash

How startups and small businesses are responding to shifting customer expectations

Carta says it’s on the prowl for more European startup acquisitions

Revolut’s Storonsky says it can still fundraise if it wants to speed up expansion

Checkout.com CEO says he 'doesn’t care' about valuation

What is climate fintech and why do VCs love it so much?

Monzo staff intend to form a union

Active investment management platform Sidekick raises £3.3m pre-seed

Beyond the unicorn obsession: Three Nordic scaleups that scale impact

Why traditional bankers make terrible fintech CEOs

Nuri terminates business after failing to find an acquirer

Will Europe get a superapp, and who will it be?

The problems with subscriptions — and how open banking could help

Klarna: We’re done with big layoffs