The European fintechs to watch in 2022

Hot startups from the hottest European sector

European fintech doesn’t need much of an introduction.

The three most highly-valued startups in Europe — Klarna, Checkout.com, and Revolut — are fintechs, and so are 35% of unicorns. Friendly regulators and eager consumers, as well as the tailwind of increased digital transformation needs have continued to buoy the sector.

While many of Europe’s biggest fintechs are household names, we’ve created a list of some of the promising — if maybe not as well known — fintech startups in Europe in 2022.

While we prioritise younger startups, we included all relevant ones, and at least one per European country.

For in-depth analysis of earlier stage companies across all sectors, visit our intelligence briefing catalogue here.

Key

Year founded

Amount raised

Last funding round

Valuation

Employees

Lovys's logo

Lovys

Fintech /

lovys.fr

Paris, France

2017

€22m

Series A

€91

51-200

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Argent's logo

Argent

Fintech /

argent.xyz

London, United Kingdom

2017

€18m

Series A

€55

11-50

Credimi's logo

Credimi

Fintech /

credimi.com

Milan, Italy

2015

€18m

Lending Capital

€70

51-200

Resistant AI's logo

Resistant AI

Security, Fintech /

resistant.ai

Prague, Czech Republic

2019

€18m

Series A

€75

51-200

Finom's logo

Finom

Fintech /

finom.co

Amsterdam, Netherlands

2019

€17m

Series A

€55

51-200

Fraugster's logo

Fraugster

Security, Fintech /

fraugster.com

Berlin, Germany

2014

€17m

Series B

€61

51-200

Cobee's logo

Cobee

Fintech, Enterprise Software /

cobee.io

Madrid, Spain

2018

€16m

Series A

€70

51-200

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Doconomy's logo

Doconomy

Fintech /

doconomy.com

Stockholm, Sweden

2018

€16m

Early VC

€77

51-200

Mintos's logo

Mintos

Fintech /

mintos.com

Riga, Latvia

2014

€15m

Secondary

€68

51-200

Zapper.fi's logo

Zapper.fi

Fintech /

zapper.fi

Finland

2020

€15m

Series A

€68

11-50

Booste's logo

Booste

Fintech /

booste.com

Warsaw, Poland

2020

€13m

Series A

€60

11-50

Kevin.'s logo

Kevin.

Account-to-account payments /

getkevin.eu

Vilnius, Lithuania

2017

€13m

Seed

€8

Normative.io's logo

Normative.io

Fintech, Enterprise Software /

normative.io

Stockholm, Sweden

2014

€12m

Series A

€50

51-200

Seon's logo

Seon

Security, Fintech /

seon.io

Budapest, Hungary

2015

€11m

Series A

€55

51-200

Blockpit.io's logo

Blockpit.io

Legal, Fintech /

blockpit.io

Linz, Austria

2017

€10m

Series A

€45

11-50

Coverflex 's logo

Coverflex

Fintech /

coverflex.com

Lisbon, Portugal

2019

€5m

Seed

€15

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