\The European fintechs to watch in 2021

\The European fintechs to watch in 2021

2021's shaping up to be another record year for European fintech but what are the startups to watch?

Financial technology is, by a long way, the hottest startup sector in Europe in terms of money raised.

But which are the most exciting startups and scaleups? Which are the ones to watch in 2021?

Our team of experts at Sifted have chosen a list of more than 100 exciting companies we think you need to know about, with an added “Sifted take” to provide an extra layer of insight on the most interesting.

It's a mixture of the big and the small, the well known and the under the radar. But all are making waves. Keep reading below and stay informed about Europe’s new economy!

(P.S The data is from European Startups with valuation estimates from Dealroom. If there is anyone missing from this list, or anything is wrong, please let us know by email at [email protected]).

Key

Year founded

Amount raised

Last funding round

Valuation

Employees

BNEXT's logo

BNEXT

Supermarket for financial products

marketplace & ecommerce / financial management solutions

bnext.es

Madrid, Spain

2016

€59m

SERIES A

€125m

100-500

Qonto's logo

Qonto

Provides online banking services to small businesses

banking / fintech

qonto.eu

Paris, France

2016

€136m

SERIES C

€416-624m

100-500

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October's logo

October

Lending platform for European SMEs

marketplace & ecommerce / lending

october.eu

Paris, France

2014

€55m

LENDING CAPITAL

€128-192m

100-500

goHenry's logo

goHenry

The smart approach to pocket money for children

kids / banking

gohenry.co.uk

London, UK

2012

€54m

LATE VC

€145-218m

50-100

Moka's logo

Moka

Round up your purchases, invest your spare change. Easy, automatic and responsible.

fintech / investing

moka.ai/france

Paris, France

2020

€14m

SERIES A

€28-41m

10-50

Cleo AI's logo

Cleo AI

An intelligent assistant for your money

banking / mobile app

meetcleo.com

London, UK

2016

€52m

SERIES B

€160-240m

50-100

Form3's logo

Form3

Flexible cloud-based platform for complete end-to-end processing of payments

banking / payments

form3.tech

London, UK

2016

€52m

SERIES C

€120-180m

100-500

Getsafe's logo

Getsafe

Helps individuals manage their insurance contracts through their smartphones

marketplace & ecommerce / insurance

hellogetsafe.com

Heidelberg, Germany

2014

€52m

SERIES B

€109-164m

100-500

Crosslend's logo

Crosslend

Investing & borrowing platform

investing / lending

crosslend.com

Berlin, Germany

2014

€49m

SERIES B

€140-210m

50-100

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Bitpanda's logo

Bitpanda

Austrian based scale-up company that specialises in selling and buying digital assets such as cryptocurrencies and precious metals

marketplace & ecommerce / cryptocurrency

bitpanda.com

Vienna, Austria

2014

€212m

SERIES B

€1.2b

100-500

Billie's logo

Billie

Receive payments for invoices

enterprise software / payments

billie.io

Berlin, Germany

2016

€47m

SERIES B

€120-180m

100-500

Railsbank's logo

Railsbank

Banking as a service platform

banking / SaaS

railsbank.com

London, UK

2015

€110m

SERIES B

€255-382m

100-500

Zego's logo

Zego

Global insurtech business providing flexible commercial insurance for businesses & professionals

insurance / B2B

zego.com

London, UK

2016

€183m

SERIES C

€1b

100-500

Indy's logo

Indy

The accounting robot provides software for professionals to automate their invoicing and keep their bank accounts synchronised

enterprise software / deeptech

indy.fr

Lyon, France

2016

€46m

SERIES B

€140-210m

100-500

bunq's logo

bunq

Reinventing money itself with mobile technology

banking / fintech

bunq.com

Amsterdam, Netherlands

2015

€238m

SERIES A

€1.6b

100-500

fintonic's logo

fintonic

Organises accounts, diagnoses expenses and savings tips

Madrid, Spain

2011

€55m

CONVERTIBLE

Jaja Finance's logo

Jaja Finance

A digital, mobile-first set of credit products

lending / mobile app

jaja.co.uk

London, UK

2016

€45m

EARLY VC

€96-144m

50-100

Mambu's logo

Mambu

SaaS banking engine powering innovative lending and deposits

marketplace & ecommerce / SaaS

mambu.com

Berlin, Germany

2011

€153m

SERIES D

€1.7bn

100-500

Qapital's logo

Qapital

Qapital is an everyday banking app that helps you save small to live large

banking / fintech

qapital.com

Stockholm, Sweden

2013

€41m

EARLY VC

€80-120m

10-50

Crowdcube's logo

Crowdcube

Online crowdfunding service that enables individuals to invest or loan small amounts in small companies in return for equity or an annual return

investing / fintech

crowdcube.com

Exeter, UK

2010

€41m

SERIES E

€41-61m

100-500

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