\The European fintechs to watch in 2021

\The European fintechs to watch in 2021

2021's shaping up to be another record year for European fintech but what are the startups to watch?

Financial technology is, by a long way, the hottest startup sector in Europe in terms of money raised.

But which are the most exciting startups and scaleups? Which are the ones to watch in 2021?

Our team of experts at Sifted have chosen a list of more than 100 exciting companies we think you need to know about, with an added “Sifted take” to provide an extra layer of insight on the most interesting.

It's a mixture of the big and the small, the well known and the under the radar. But all are making waves. Keep reading below and stay informed about Europe’s new economy!

(P.S The data is from European Startups with valuation estimates from Dealroom. If there is anyone missing from this list, or anything is wrong, please let us know by email at [email protected]).

Key

Year founded

Amount raised

Last funding round

Valuation

Employees

so-sure's logo

so-sure

Mobile phone insurance is finally worthwhile

telecom / insurance

wearesosure.com

London, UK

2016

€7m

SEED

€545-818k

10-50

SalaryFinance's logo

SalaryFinance

Provides loans to employees with repayments collected from salary deductions

lending / fintech

salaryfinance.com

London, UK

2015

€126m

SERIES D

€149m

100-500

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Swile's logo

Swile

An app to pay food from restaurants

food / payments

swile.co

Montpellier, France

2012

€114m

SERIES C

€280-420m

100-500

Lunar's logo

Lunar

Digital banking for the millennial generation

Aarhus, Denmark

2015

€210m

SERIES D

€1b

100-500

Taxfix's logo

Taxfix

Tax declaration mobile app

financial management solutions / mobile app

taxfix.de

Berlin, Germany

2016

€100m

SERIES C

€236-355m

100-500

Ledger's logo

Ledger

Provides security and infrastructure solutions for cryptocurrencies and blockchain applications

marketplace & ecommerce / cryptocurrency

ledger.com

Paris, France

2014

€432m

SERIES C

€1.4b

100-500

Trade Republic's logo

Trade Republic

Mobile-only and commission-free broker

investing / mobile app

traderepublic.com

Berlin, Germany

2018

€767m

SECONDARY

€4.8b

100-500

ComplyAdvantage's logo

ComplyAdvantage

ComplyAdvantage is the financial industry’s leading source of AI-driven financial crime risk data and detection technology

compliance / legal

complyadvantage.com

London, UK

2014

€98m

SERIES C

€227m

100-500

Modulr Finance's logo

Modulr Finance

API platform that simplifies complex payment flows

payments / open banking

modulrfinance.com

London, UK

2015

€75m

LATE VC

€113m

100-500

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Monese's logo

Monese

Online banking platform that offers accounts to non-UK individuals and businesses

banking / fintech

monese.com

London, UK

2013

€73m

EARLY VC

€273m

100-500

ClearBank's logo

ClearBank

Offers banking services to financial service providers

banking / fintech

clear.bank

London, UK

2015

€170m

GRANT

100-500

Luko's logo

Luko

A low cost but smart device that improves your home safety and helps you reduce your electricity bill

hardware / insurance

luko.eu

Paris, France

2016

€72m

SERIES B

€200-300m

50-100

Pleo's logo

Pleo

Decentralises company spending, eliminates expense reports and reimbursements and simplifies bookkeeping

payments / financial management solutions

pleo.io

Copenhagen, Denmark

2015

€206m

SERIES C

€1.5bn

100-500

Soldo's logo

Soldo

Take control of company spending with Soldo, the prepaid Mastercard® that does your expenses for you

payments / financial management solutions

soldo.com

London, UK

2014

€234m

DEBT

€655-982m

100-500

TrueLayer 's logo

TrueLayer

TrueLayer is the leading technology company providing secure, global access to financial APIs

banking / enterprise software

truelayer.com

London, UK

2016

€129m

SERIES D

€255-382m

100-500

Alma's logo

Alma

The guaranteed and easy installment payment

fintech / payments

getalma.eu

Neuilly-sur-Seine, France

2018

€65m

DEBT

€196-294m

50-100

Spendesk's logo

Spendesk

Smart spend management software

enterprise software / payments

spendesk.com

Paris, France

2016

€161m

SERIES C

€400-600m

100-500

10x Banking's logo

10x Banking

Help large banks manage data and transactions, build new products and work with consumers

enterprise software / fintech

10xbanking.com

London, UK

2016

€229m

SERIES C

€636m

100-500

Azimo's logo

Azimo

Internet and mobile based international money transfer services

payment / mobile app

azimo.com

London, UK

2012

€60m

SECONDARY

€73-109m

100-500

Finleap Connect's logo

Finleap Connect

Helps consumers and businesses connect to banking services through a single API

SaaS / banking

connect.finleap.com/

Berlin, Germany

2014

€32m

SERIES A

€88-132m

100-500

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