The European fintechs to watch in 2022

Hot startups from the hottest European sector

European fintech doesn’t need much of an introduction.

The three most highly-valued startups in Europe — Klarna, Checkout.com, and Revolut — are fintechs, and so are 35% of unicorns. Friendly regulators and eager consumers, as well as the tailwind of increased digital transformation needs have continued to buoy the sector.

While many of Europe’s biggest fintechs are household names, we’ve created a list of some of the promising — if maybe not as well known — fintech startups in Europe in 2022.

While we prioritise younger startups, we included all relevant ones, and at least one per European country.

For in-depth analysis of earlier stage companies across all sectors, visit our intelligence briefing catalogue here.

Key

Year founded

Amount raised

Last funding round

Valuation

Employees

Tandem's logo

Tandem

Fintech /

tandem.co.uk

London, United Kingdom

2013

€130m

Series D

€355

51-200

Liqid's logo

Liqid

Fintech /

liqid.de

Berlin, Germany

2013

€126m

Growth Equity VC

€165

51-200

Envelop's logo

Envelop

Security, Fintech /

enveloprisk.com

London, United Kingdom

2016

€124m

Series B

€591

11-50

Storfund's logo

Storfund

Fintech /

storfund.com

Westminster, United Kingdom

2018

€120m

Late VC

€600

11-50

Plus Simple's logo

Plus Simple

Fintech /

plussimple.fr

Paris, France

2015

€120m

Growth Equity VC

201-500

Sunday's logo

Sunday

Fintech, Food /

sundayapp.com

Paris, France

2021

€113m

Series A

€455

201-500

Wynd's logo

Wynd

Fintech, Food /

wynd.eu

Paris, France

2013

€112m

Series C

€360

51-200

Railsr's logo

Railsr

Fintech /

railsr.com

London, United Kingdom

2016

€110m

Series B

€318

201-500

Getsafe's logo

Getsafe

Heidelberg, Germany

2015

€110m

Series B

€286

51-200

Agicap's logo

Agicap

Fintech /

agicap.com/fr

Lyon, France

2016

€108m

Series B

€455

201-500

Uncapped's logo

Uncapped

London, United Kingdom

2019

€107m

Series B

€364

51-200

Taxfix's logo

Taxfix

Fintech /

taxfix.de

Berlin, Germany

2016

€100m

Series C

€295

201-500

5ire's logo

5ire

Fintech, Enterprise Software /

5ire.org

London, United Kingdom

2021

€100m

Early VC

€455

11-50

BUX's logo

BUX

Fintech /

getbux.com

Amsterdam, Netherlands

2014

€100m

Late VC

€364

201-500

Prima's logo

Prima

Fintech /

prima.it

Milan, Italy

2014

€100m

Growth Equity VC

€300

501-1000

Anyfin's logo

Anyfin

Fintech /

anyfin.com

Stockholm, Sweden

2017

€94m

Late VC

€224

51-200

Elliptic's logo

Elliptic

Legal, Fintech /

elliptic.co

London, United Kingdom

2013

€91m

Series C

€273

51-200

Yulife's logo

Yulife

Health, Fintech /

yulife.com

London, United Kingdom

2016

€91m

Series B

€315

51-200

Sygnum's logo

Sygnum

Fintech /

sygnum.com

Zurich, Switzerland

2018

€91m

Series B

€727

51-200

Logos provided by Clearbit